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8 ways to weave summer blooms into your space

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McCarthy Holden Summer Blooms

A beautiful bouquet is one of life’s pleasures… and embellishing your home with florals, botanicals and ditsy prints is an imaginary way to reinvent your existing scheme.

Whether it’s through soft furnishings, romantic accents or pretty pottery, think a timeless, mood-enhancing aesthetic inspired by a secret garden… without the need for a patch of green grass.

To get the look, these hand-picked bouquets are ready to mix and match…

1. Emma Bridgewater Garden Flowers French Bowl, £24; Garden Flowers Half Pint Mug, £25, Emma Bridgewater

With a country cottage vibe, these brilliant blooms will bring colour, texture and panache to tea parties.

McCarthy Holden Summer Blooms

2. Laura Ashley 2.8L Stovetop Kettle China Rose, £59.99, Boots

With a delightful whistling sound and designer print finish, this stovetop kettle combines function with flair.

McCarthy Holden Summer Blooms

3. Botanist’s Scroll Vivant Wallpaper, £95 per roll; Trellia Orange Wallpaper, £95 per roll, Graham & Brown

A flowery feature wall in vibrant shades of pink, purple, fuchsia and orange has dopamine décor written all over it – and is an appealing vista with character and charm. For a cohesive scheme, pair with this co-ordinating Trellia print for a grand display.

McCarthy Holden Summer Blooms

4. Ditsy Floral Seat Pad – Dusky Pink, £19.99, Rucomfybeanbags

This sweet seat pad will style up a spindle chair, or garden seating.

McCarthy Holden Summer Blooms

5. Wimbledon in Bloom Tea Towel, £14; Wimbledon in Bloom Large Mug, £19; Wimbledon in Bloom Drinks Tray, £24; Wimbledon in Bloom Apron, £26, rest of items from a selection, Shop.Wimbledon

An exciting new homeware collection themed to ‘tennis in an English Garden,’ this floral range features iconic Wimbledon motifs such as strawberries, tennis rackets and winner’s trophies, strewn with pretty petals and greenery.

McCarthy Holden Summer Blooms

6. Cornflower Pitcher Jug Vase, £16, Dibor

With peony season coming into swing and tulips teasing us with their rich hues, this vintage style vase will enhance your petal power.

McCarthy Holden Summer Blooms

7. Lucy Tiffney Floral Pencil Pleat Campion Blackout Lined Curtains, from £50 to £145; Lucy Tiffney Pink Wildflower Embroidered Cotton Cushion, £24; Lucy Tiffney Pink Floral Diamond Jute Rug, from £60 to £280, rest of items from a selection, Next

A fantastic way to make everything feel fresher is with a new set of curtains… especially a playful floral print you can have lots of fun with. Set against a neutral background, these pops of colour can be picked up with statement scatter cushions, whimsy accessories, and a colourful throw rug to spice things up.

McCarthy Holden Summer Blooms

8. Habitat Confetti Glass Reed Diffuser – Pink Jasmine & Amber, £11, Habitat

The easiest way to scent the home for summer… a decorative diffuser. Think sweetish aromas of pink jasmine with woody hints of amber, to mirror those blossom patterns and cute collections.

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McCarthy Holden Summer Blooms

We’re Recruiting

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Recruitment at McCarthy Holden

Right now we are recruiting for personnel across residential sales and residential lettings specialities, so if you already work in estate agency or, if your are in a service based career and looking for a change, then take a look at our immediate needs and consider sending your CV to us as soon as possible.

Some of the jobs available include the following potential opportunities.

Residential Sales

Our thriving residential sales business need more people who can excel at house sales and customer service.

Job opportunities include an exciting position for a Property Consultant / Sales Negotiator / Estate Agent to join their team, with offices currently based in Fleet, Hartley Wintney and Odiham. Possible candidates include people who may be an existing estate agent or people who are looking for a career change. We want people with sales and communication skills underpinned with attributes such as work ethic and a desire to succeed. Salary will be commensurate with experience and is comprised of basic salary plus commission.

photo of sold board
We Need More People To Achieve More Of This

Residential Lettings

We are considering expanding our busy residential lettings business and in preparation for this we want to talk to people who already work in the residential lettings sector. From trainees to managers we want to hear from you, especially those who are or soon to be ARLA qualified.

If you are thinking of a career move, then think about joining out lettings team.

McCarthy Holden People

As an independent, family run company, we have built our reputation based on honesty, integrity and a deep understanding of the local property market. As such, we are looking for additional team members who share our commitment to these values.

A summary of skill based and personality attributes for either residential sale s or residential lettings is as follows.

• Previous experience in estate agency is desirable, but definitely not essential.
• Excellent communication and interpersonal skills.
• A customer-first attitude with a strong focus on delivering high-quality service.
• A genuine interest in property and the local area.
• A full UK driving license and access to a car / your own vehicle.
• A self-motivated, proactive approach to work.

What To Do Next

If you would like to be considered for joining the McCarthy Holden team then please forward a cover letter with your application and CV as applications without this covering letter will not be considered.

Send your application to Jill Wood using her email jwood@mccarthyholden.co.uk

PHOTO JILL WOOD
Contact Jill Wood by email - jwood@mccarthyholden.co.uk

3 of the hottest interior design trends for the coming year

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McCarthy Holden Interior Design

If you’re looking for inspiration to immerse yourself in the world of interiors, these style notes from one of the major events in the design calendar, 3 Days of Design, showcase some of the biggest influences.

The theme of this year’s event, Dare to Dream, attracted tastemakers and interior aficionados from around the globe who flocked to Copenhagen to ‘celebrate creativity’.

Daniela Venturini, Wayfair’s resident art director and trend forecaster, says: “As an interior enthusiast, I love to delve deep into the world of contemporary aesthetics and visionary craftsmanship.”

“3 Days of Design was not just an exploration of current trends, but an immersive experience that encouraged us all to dare to dream, push boundaries and see the future of design with endless possibilities.”

McCarthy Holden Interior Design
Daniela Venturini, Wayfair’s resident art director

She says the city, the creativity and the collective spirit of the event left an indelible mark, urging us all to dream bigger and design bolder.

“Incorporate these key trends into your home, even on a budget, and you too can embrace the cutting-edge of design – and make it your own.”

So, which trends can you take away to up your interior styling?

Sculptural Futuristic

“Metals sit centre stage with mesmerising, statement-making finishes,” highlights Venturini.

“Think high-shine, mirror-polish and textured surfaces, from burnt and oxidised to patinated and brushed.”

“The tactile finish of these pieces adds an unexpected warmth to traditionally industrial elements.” She continues. “Metals like brass, bronze and copper are mainstays, while cool silver tones are also angling for the spotlight.”

Venturini’s top tips…

“Keep an eye out for budget-friendly metallic accessories. Look for vases, candle holders or picture frames with oxidised or brushed finishes, effortlessly incorporating tactile richness into any space, without breaking the bank.”

If you love a DIY project, she says to consider adding a patina finish to inexpensive metal furnishings. “Online tutorials can guide you on how to achieve a burnt or oxidised effect on bulkier items like chairs and side tables.”

McCarthy Holden Interior Design

Luxury Nostalgia

As consumers seek more meaningful items with a genuine narrative, handcrafted details and heritage-driven designs are gaining popularity, notes Venturini.

“What we see, not only in Copenhagen, but also in trend-led hotels and on Pinterest, is a smorgasbord of retro and vintage-inspired pieces that shine a light on nostalgia, while maintaining current-day individuality,” she underlines.

“Rich materials from corduroy, boucle and walnut to burled wood, smoked glass, steel and leather graced numerous installations, blending traditional and modern effortlessly.”

Venturini’s top tips…

For vintage-inspired, retro pieces, she says to search for tactile fabrics, richly upholstered furniture, walnut-finish tables or rustic wood décor.

“Don’t underestimate the power of second-hand… find pre-loved pieces that can be upcycled with simple DIY projects, such as reupholstering a chair or refinishing a coffee table.”

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McCarthy Holden Interior Design

Fun Fusion Digitopia

“Digitopia saw the meticulous merging of technology and creativity, creating surreal, transformative designs that challenged convention,” explains Venturini.

“Picture brightly coloured yet monochrome products, and geometric offerings presented in unconventional forms – and you get the idea.”

“These imaginative products were truly expressive, embodying idealised escapism, fun and abundance, promoting optimism, creativity and self-expression.

“Who wouldn’t want a bit of that?”

Venturini’s top tips…

She suggests introducing playful, vibrant accessories such as accent pillows, rugs or wall art, along with bold patterns and colours to lift the mood of any room.

“Incorporate smart home products that blend style and technology, such as stylish smart light fixtures or interactive décor pieces.” And there you have it.

McCarthy Holden Interior Design
McCarthy Holden Interior Design
McCarthy Holden Interior Design

Latest Property Magazine & Market Insights

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Magazine Icon McCarthy Holden

We are please to create our latest edition of In The Country & Town, providing an opportunity to provide our readers with market insights and also showcase some great properties to buy or to rent for those starting their 2024 property search this month.

In January and early February 2024 the house market has moved quickly with positive buyer activity turning into a healthy amount of new property sales, confirming in our view that house buyers believe that the best in house buying opportunities will be during the first six months of 2024.

For market insight and our advice to buyers and sellers, just click on the image below.

Magazine Icon McCarthy Holden

There are many fine properties to see within the pages of our magazine and you will see the wonderful interiors of some of the finest properties on the Berkshire / Hampshire borders, including a preview of the property shown below which is not yet on the open market. If you click on the image you will see more details and a video tour embedded in the magazine.

Magazine Icon McCarthy Holden

And here is another magazine preview exclusive, Situated within the sought after village of Herriard.

This exquisite three bedroom detached family home built in 2020 by Forays Homes, is located within an exclusive development of just three detached properties.

Benefits to this property include a detached double garage with ample driveway parking, air source heat pump, dressing room, underfloor heating, and wonderful countryside views.

Click on them image below for more details. 

Magazine Icon McCarthy Holden

Why not indulge in looking at our 90 pages magazine and see the wonderful interiors of some of the finest properties on the Berkshire / Hampshire borders.

We also hope you will enjoy reading some of the editorial features, including recipes from new chef Big Zuu, Caroline Quentin on her gardening experience, Paloma Faith: Becoming a mum, why going plant-based could transform your health, Michael Sheen on why he hopes The Way ‘gives voice’ to Port Talbot, TV & Film on One Love star Kingsley, how to renovate your kitchen sustainably, and motoring. 

Click image below for a full read.

Magazine Icon McCarthy Holden

Jay Blades says Sir David Jason is ‘perfect’ and collaborating on their new show was like ‘working with a teenager’

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Jay Blade and Sir David Jason McCarthy Holden news item

Before the interview has even got fully under way, Sir David Jason is taking swipes at Jay Blades.

It is soon evident that this is the pair’s modus operandi. In fact, it becomes rather difficult to get an answer from either of them without the other butting in with a quip or alternative version of events.

Their zinging rapport is part of why the new BBC Two series, David And Jay’s Touring Toolshed, is such a joy. And beneath the veneer of friendly snark, their respect and esteem for one another is palpable.

Case in point: Blades is late to the Zoom call. Asked what his favourite moment from the series was – meeting the crafters, touring the country perhaps? – Sir David responds, “Well, I was going to say it was working with Jay. But now he’s not joining us, I can tell you the truth, that no way was he my favourite person. You can make what you like out of that.”

Jay Blade and Sir David Jason McCarthy Holden news item
Jay Blades and Sir David Jason

“Seriously though,” the veteran comic actor, 83, best known for his long stint in Only Fools And Horses, continues, “it was great working with Jay. He’s a super character. Lovely fella. Very, very easy to work with. He’s the sort of person where what you see is what you get.”

Blades appears on screen in a burst of laughter. “You’re not wanted now,” Sir David quips immediately.

“You thought you could get away without me being there, hey?” responds Blades. “David, you rein it in now. You behave yourself. It’s not the David show like you wanted it to be. They didn’t edit me out. I’m in there.”

Touring Toolshed sees Sir David and Blades take to the road, travelling the length of the UK to lend a hand to crafters and makers, both amateur and professional, and learn about their passions and projects. Donning matching blue caps, they visit craft shows, country fairs, steam rallies and engineering fairs. The toolshed – a trailer-come-shed equipped with a plethora of tools – pulls up and Sir David, Blades and various experts help individuals solve tricky challenges.

Jay Blade and Sir David Jason McCarthy Holden news item
David and Jay's Touring Toolshed

On working with the comedian for the first time, Blades, 53, calls him “a national icon”.

“It was a real joy working with someone I grew up with,” he continues. “And then you’re working with someone who is perfect in every single way. You’ve got to think, the age this young man is, we’d have done a full day’s filming – 14 hours, let’s say – and we go back to the hotel and have dinner and he’s talking about what we can do tomorrow. It was as if I was working with a teenager.”

Both Sir David and Blades are makers themselves. Blades is a long-time furniture restorer, author and presenter of shows including The Repair Shop and Jay Blades’ Home Fix. Sir David has a long-held passion for inventing and fixing things. Where did that originate?

“I have the ability,” the Del Boy star says, “because going back into history, when I first started work I was an apprentice electrician. When you are an apprentice to any trade, you have to absorb all sorts of traits – you’re bumping into people who are bricklayers, plasterers, pipe benders, plumbers. And if you’re interested in making things, it leaves its mark. You get interested in how a plumber bends a piece of pipe, and that sort of thing is still with me, I still love bending pipes. Well, now the pipe I bend is round Jay’s neck but…”

“Well, don’t tell them about that,” retorts Blades. “But Sir David still makes, and I still make. And what I love about making is the future aspect of it – you never just make something and that’s it. You’re always seeing the next step. Where can I take this? How can I move it forward?

Jay Blade and Sir David Jason McCarthy Holden news item
Ladies of Soy Quine Rowing Club with Jay Blades and Sir David Jason

“We had a load of different makers come along and the beauty for me is upskilling, so a lot of the people did have a stumbling block and we teamed them up with an expert who would help them right now with the problem at hand, but also in the future, so when they go off and make something else, they’ll have the ability to do it.

“So there’s a lady on there who made these beautiful puppets, but she didn’t know how to make them move. We had an expert show her how to organise the motor and put the strings in the right place – so when she builds another puppet, she can apply those skills straight away.”

A project that particularly impressed the pair involved upcycling aircraft windows.

“We met a couple of chaps who worked on an airfield,” Sir David explains, “and in the corner of the airfield was a broken-down aeroplane that had been there for months and months and was just rotting away. So the pair of them started to take it apart, recycle and polish the windows, and sell them – and they were going like hotcakes.

“And it was brilliant to see how they were making something out of nothing – that was quite an eye-opener, wasn’t it?”

 

Jay Blade and Sir David Jason McCarthy Holden news item
Ja Blades and Sir David Jason with Gordon Talbot

“They were making rubbish attractive and desirable!” exclaims Blades. The idea has since flourished into a fully fledged small business turning the portholes into mirrors and mosaic tables.

“You’d never believe that something that was rotting in a field could be turned into such a desirable item,” Blades continues. “That’s the beauty of what we found on the show. There were so many people with brilliant ideas.”

Do they hope the show will inspire viewers to start making and tinkering themselves?

“I don’t use the word hope,” says Blades. “I know it’s going to, plain and simple. This show, you’ve got a legend such as Sir David, and someone who knows about making and is as enthusiastic about it as me, and that enthusiasm comes over on screen and people will be inspired to continue making, tinkering and pushing it forward.”

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Jay Blade and Sir David Jason McCarthy Holden news item
Sam Beresford and Sir David Jason

“I’m sure he’s right,” says Sir David, followed by a brief parley between the pair about the shock of finding themselves in agreement about something. “We will inspire people to invent, create, perhaps see something that nobody else has seen. So we’re hoping that what we’re going to achieve is for people to be inspired and get off their…”

Blades, chuckling, adds: “Seats.”

David And Jay’s Touring Toolshed started on BBC Two on Monday January 22.

Year End & New Beginnings

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In our January 2023 edition of the magazine In The Country & Town we predicted, despite the widespread media gloom about the house market at the time, that the year would end with house prices not greatly changed in our area of operation. We are pleased to say that this has proved to be the case with house prices only slightly down, impacted by buyer demand steadily improving as the year progressed. The Autumn of 2023 saw the first positive upturn in house buyer activity this year, and there was clear evidence confirming the market had stabilised as we approached the final quarter of this year.

There’s no better test of a market insight than some real life examples of property transactions during what most will agree was a challenging 2023 market place, so McCarthy Holden are taking this opportunity to provide our readers with some real life examples of property transaction which have taken place during 2023. You can see from the following that the general resilience and activity in the market was evident in all prices sectors.

Fleet - £1.750M.(sale agreed two weeks, contracts exchanged in six)

This 3,600 sq. ft. property came to the market with McCarthy Holden in the early part of 2023, but at that time the owner decided to remove the house from the market, perhaps considering it might be the wrong time to sell. However, so impressed were the vendors with our Fleet team that they came back to us to re-market the property in September of this year and after a full re-launch, we secured a cash purchaser for the property within 2 weeks, with an exchange of contracts in an impressive 6 weeks.

Odiham - £395,000 (buyer after first viewing + sale over guide)

This charming two-bedroom Grade II listed cottage in The Bury, central Odiham went on the market for a price of £395,000. Our Odiham office achieved a very quick sale on the first day of viewings and achieved over the guide price.

Blue Triangle, Fleet - £1.5M.(14 viewings, 5 offers, full price sale agreed)

Within a week of bringing this substantial six bedroom home to market in October of this year, our Fleet team had secured 14 viewings and 5 offers, resulting in the vendors accepting an asking price offer, confirming that there is still plenty of activity from excellent buyers who are looking to secure properties at the end of 2023 and going into 2024.

Using drones aerial photography and video marketing helped create significant interest.

Fleet - £465,000 (online only versus local with online)

Having had been marketed by an online only agent for 3 months without success, McCarthy Holden came on board and within 7 days had found the perfect buyer, resulting in some very happy vendors. When is comes to property marketing, a High Street premises is still a vital part of the marketing mix. .

Finchampstead - £2.250M.(Early year equestrian property sale with video marketing)

Many equestrian property owners would consider a property sale in February risky, especially because the condition of paddocks are not looking their best after a winter of use by horses. However, we encouraged the owners of this property to go to the market early because we felt the demand for country property was good and the supply / demand relationship of available property to buyers looking was more in their favour early in the year. This is because buyers start their early stage house hunting over Christmas / New Year and usually there are few country house properties on the market in the early new year. In the spring however, all the country house properties tend to come to the market around the same time when their grounds are looking their best, however, this timing to go to market improves the supply / demand relationship in favour of the buyer who has more choice  by then.

This particular property example is a useful nudge to country house vendors to consider going to market early in the year. In this case McCarthy Holden achieved a tiny amount under 100 % of the £2,250,00 guide price.

Odiham, Hampshire - £900.00 p.c.m.(A sell or let decision - which way to turn)

Our Odiham office tasked with marketing a retirement property after the previous agent had failed to secure a buyer. We were working on securing the perfect buyer for this lovely home, but the age restriction on a purchase was taking time to overcome.  Over to our Lettings team who stepped in and suggested joint marketing for sale and let.  Within a short time, a tenant was found and they promptly moved in.  Not only is the tenant extremely happy in their new home, they also plan to purchase the property much to the current owners delight.

Now that looks like a bit of serendipity as well as good agency marketing and advice!

Manley James Close, Odiham - £695,000

This beautifully presented four-bedroom property within close proximity to the high street was brought to the market in September of this year, achieving full asking Guide Price on the launch day. Further proof that with advice from a knowledgeable team and a great marketing strategy, properties are still moving quickly.

Berkshire - Offers in Excess Of £2m. guide (Many offers after marketing with video)

The success in agreeing a sale of this property in 42 acres was down to a realistic pricing strategy and high profile video marketing, which combined to get considerable buyer interest in September with many viewings and multiple offers. Each viewing took about 1.5 hours due to the need to take potential buyers on a tour of the 42 acres boundaries in a 4×4 vehicle, as well as the time needed to see the vast amount of outbuildings.

Several offers were made well in excess of the guide price and a sale to a cash buyer was agreed in October.

A Good End Of Year for 2023

As we are now in the final days of this years market, we are able to report that house buyers are still on the hunt for their ideal property, so a later year up-tick is providing opportunities for those wishing to sell their property now despite this being an uncharacteristic time of year for house sales activity. There is no doubt that December 2023 saw a respectable level of house buyers viewings, a fact that was notable especially in the top end sector which bodes well for people on the move to new beginnings in 2024.

Will Labour In Government + Interest Rates Down = Market Up-tick By December 2024?

The likelihood of a Labour Government being in power by this time next year is very high and in the past, such a change has had a positive outcome on the house market in the short to medium term. Add in the prospect of interest rates tumbling in the second half of next year, then there can be little doubt that the best in house buying opportunities for savvy buyers will be during the first six months of 2024. Our advice to house buyers is to start their property search early in the New Year and don’t delay.

Wouldn’t it be wonderful if 2024 was a year of less warfare and conflict, replaced with more kindness to each other and the environment, so we end this year in that spirit of hope and optimism and wish all our customers past and those of the future we haven’t yet met all the very best for 2024.

House Buyers And Sellers Beware Of Scams!

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When Your Deposit Or Completion Monies Could Be At Risk!

With cybercrime increasing the need to be vigilant is becoming  more and more important, especially when it come to purchasers and vendors being asked to transfer substantial funds to their solicitors at crucial points in the house sale process, such as at exchange or completion.

In 2023 McCarthy Holden have observed some attempts  by cybercriminals to defraud people of deposit or completion money, so we felt it was worth flagging up this potential risk to our readers. Fortunately none of the attempts which we became aware of to steal money were successful because of good security systems, but the fact criminals are trying this suggests they could one day be successful.

To bring the subject alive, think for a moment about a house buyer being asked by email from their solicitor to transfer say £100,000. On the surface a perfectly reasonable and indeed expected event as part of the house purchasing process at exchange of contracts for example. 

Now think how easy it is for cybercriminals to imitate your solicitors email if your home computer has been hacked for example. The criminal’s email could so easily look genuine, using your solicitors name and contact information and the solicitors company logo, and of course details of a bank account to transfer your money into. 

It could be very difficult to spot the signs of a fraud, so we recommend that if you are buying or selling property that  when your solicitor asks for the transfer of exchange or completion monies, you phone your solicitor and speak to them direct to check not only if the request is genuine, but also a double check on the solicitors bank account details.

You Wouldn’t think it was possible in August!

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August house sales up

Given the generally negative media commentary about the residential property market, anyone would think that house sale are almost non existent.

The problem with media reporting and statements from leading lenders is that they base the facts on house sales completions recorded at Land Registry, so the information may be accurate but it reflects marketing conditions at the time of the sale being negotiated some 3 or 4 months prior to the completions.

So is it time to think again on the real state of the residential house market?

August at McCarthy Holden saw a very high level of house sales transactions go through to exchange / completion, setting the scene for what we believe will be a busy Autumn. The exchanged / completion transactions in August demonstrated reasonable market conditions across a wide price spectrum, and to support that statement with facts you can see below a summary of the transactions from just three of our local branches.

Proof Positive

From £250,000 to £2,500,000 the house sales exchanges were most definitely on the move in and around Fleet, Hartley Wintney and Odiham. Shortlist below, so take a quick scroll through.

House sales up in August at McCarthy Holden

And of course this sales activity gave way to the occasional celebration

Market Insight – June 2023

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High levels of contracts exchanged on house sales in June

June was a bumper month for house sales going through to exchange of contracts, which is good news because during every month in 2023 when we start to write a quick blog about the house market, we expect to be reporting a house market in trouble because of the relentless UK media reporting of house prices falling and interest rates rising. The facts and experience from the shop floor is of a house market showing remarkable resilience half way through 2023.

House Prices?

It is clear from the volume of house sales going through to exchange of contracts that we have buyers and the market is in better shape than you would perhaps think.

Yes house prices have levelled off and in some sectors there has been a small reduction in values, however this is minimal and the buyer demand remains very good. House sellers are now more realistic on price if they are serious about moving home, so we have a more balanced market with buyers and sellers more aligned on pricing, which in some part has impacted on the fact that house sales productivity at McCarthy Holden are performing better than last year.

The Wider Picture

When the Nationwide recently reported the annual rate of house price growth as -3.5% to end of June, the lead their report with the heading ‘House prices relatively stable in June’

We need to remember that these sums represent the UK wide position, so in our area of operation in the Hampshire / Surrey / Berkshire borders house prices have held up well with some sectors only slightly lower compared to a year ago.

This resilience in the market is no doubt underpinned by the labour market conditions, which remain solid and also household balance sheets appear in relatively good shape because we get few if any house sales occurring because of financial stress.

The residential letting market is in very good shape with plenty of tenant demand, especially around the £4,000 p.c.m. price point where properties are being snapped up by eager tenants. If you need market insight at any time in 2023, just go to our web site and ask your nearest branch for a free no obligation house price appraisal.

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