10 Ways to Have a Cheaper and Greener Christmas

Vicky Shaw reveals how you can help your wallet and the planet when celebrating this year.

Overspending is a big concern for households as Christmas approaches.

This has been a huge year of change and, as part of that, people have been thinking about their impact on the planet.

So, if you’re looking to spend more mindfully this festive season, whether it’s for budgeting or environmental reasons – or a combination of both – here are some tips from Shaunagh Duncan, sustainability lead at green energy company Bulb…

1. Cut the waste

It’s common to overspend when buying ingredients for Christmas lunch, resulting in large amounts of waste.

If you follow a recipe, it might state how many people the dish serves and you can shop accordingly, so you’re less likely to overspend and create unnecessary waste – particularly if you’re cooking for a smaller group than usual.

For any food waste you do generate, try to make use of the food compost and green waste bins. You can even use some waste to grow your own plants – try planting an avocado stone or growing tomatoes from the seeds of supermarket veg.

2. Avoid plastic wrapping

Go for loose fruit and vegetables, which are often cheaper than packaged ones. Many high street and independent supermarkets also offer ‘wonky’ fruit and veg, which are cheaper than regular items, but just as delicious and nutritious.

3. Try buying local

This can be more cost effective and helps to support local businesses, while reducing transport emissions.

If your Christmas is going to be very different this year, you could also try eating something different.

By swapping red meat for more vegetarian recipes on Christmas Day, you could reduce your carbon footprint and also save money. Or if you can’t give up the turkey and pigs in blankets, try cutting down on red meat in the run-up to the big day instead.

4. Cover your pots with lids when cooking

And only boil the amount of water you actually need – these little hacks go a long way, and can help reduce your energy bills.

5. Rent a Christmas tree

Rather than buying a tree that could end up out with the bins in January, you could consider renting a Christmas tree. That way, you can enjoy it over the festive season, then the tree gets picked up after the holidays and returned to a farm.

If you have a garden, another option is to plant your Christmas tree in between seasons and use it again each Christmas – which will save you buying a tree every year.

6. Consider eco gift wrapping and e-cards

Reusing gift wrap from last Christmas can cut costs and waste. You can also get creative with your wrapping, using old magazines and spare fabric.

Try sending e-cards this year, too, or make your own using paper and materials lying around the house.

If you do opt for shop-bought wrapping paper or cards, then try to avoid ones with glitter made from plastic.

7. Use energy-saving Christmas lights

Energy-saving LED lights are available from many online stores or garden centres. You could also switch to solar-powered outdoor lights, which can be operated on a timer. If the average household replaced all of their bulbs with LEDs, they could potentially save £40 a year on bills.

8. Shop mindfully

Whether it’s online or in person, try to be mindful of how, when and where you shop. There’s often a pressure to buy gifts for people unnecessarily. Although this comes with good intentions, it can lead to overspending and more waste sent to landfill. You could also try to limit the number of different online deliveries to your home, to help reduce vehicle emissions and excess packaging. It could also save you from paying multiple delivery charges, which can all add up, too.

9. Give presents that last

Examples of thoughtful and long-lasting presents could include a houseplant or a memory photo album. Buying ‘gift experience’ vouchers to be used some time in the future could also help support local businesses at a time when they need it most.

10. Consider switching energy provider

At this time of year, households’ energy consumption is particularly high. So, you could switch to a cheaper tariff or provider. You could also consider a renewable energy supplier as a way of going green.

10 Ways to be More Ethical with your Money

Keen to give your finances an ethical revamp? Vicky Shaw finds out how to get started.

The pandemic is prompting people to consider more ethical places to keep their money, according to research.

Triodos Bank found over a fifth (22%) of investors say they now feel motivated to explore investing in ethical funds, rising to 35% of under-35s.

Investing is just one of the ways you can use your hard-earned money to support good causes, as well as the environment. There could be plenty of other options for giving your finances an ethical makeover – and it may not be as hard as you think to get started.

Charlene Cranny, campaigns and communications director at Good Money Week (Oct 24-30), which aims to help grow and raise awareness of sustainable, responsible and ethical finance, says: “It’s easy to get bogged down with where to start when planning to give your finances a green overhaul, but there’s no need to be overwhelmed. There are so many easy ways to make greener, cleaner and kinder decisions with our money.

“People who are making steps to reduce their personal impact on the environment might already be reusing coffee cups, bags and bottles, cycling rather than driving, but might not have even thought about where their money is being invested, spent and banked, which can have a huge impact on the environment.”

Here are 10 suggestions from Good Money Week to give your finances an ethical overhaul…

1. Switch current account

Banks use the deposits in the accounts held with them to fund their other banking activities, from loans to investments. This means your money could be funding all sorts of projects that you don’t agree with. Thanks to the Current Account Switch Service, it’s easy to move to an ethical current account.

2. Change energy provider

The number of providers supplying renewable energy in the UK has increased in recent years – and did you know you can compare green energy suppliers? With the Big Clean Switch (bigcleanswitch.org), you can quickly search for planet-friendly gas and electricity suppliers.

3. Shop local

We should all be shopping mindfully and avoiding wasteful purchasing, but when you do need to shop, try going local. Plus, when you shop at the local butcher’s, baker’s, farm shop and greengrocer, a good bulk of the produce has had a relatively short ‘field to fork’ journey. As well as supporting local farmers, this means the food could be wrapped in less single-use plastic packaging.

4. Invest your pension ethically

Your pension can have a huge impact on people and the planet. Pension scheme Nest, for example, recently announced a new climate change policy. Ask your boss or your financial adviser about how ethical your provider is.

5. Move your savings

Although it may feel like sometimes the returns are very low, remember your savings are being put somewhere, working for a company or business somewhere else, so if you aren’t happy, make the move.

6. Consider investments

Abundance is an online platform which offers investments that create something good for the environment and society. Remember though that, as with other investment products, there are risks. Energy4all could also be a good place to start if you want to get involved in something at a local level.

7. Borrow rather than buy

Borrowing existing items, rather than buying new, is kinder to the planet. Some websites will also allow people to borrow items for a set period of time. And if you don’t want to borrow, there are also websites such as Freecycle, where you can get unwanted items for free.

8. Take part in Black Pound Day

Black Pound Day supports and raises awareness of businesses owned by black people. More than simply one day per year, Black Pound Day is a monthly campaign that encourages consumers to switch up their usual shopping destinations to local and online businesses.

9. Lend a small amount of money

If you are fortunate to be able to, you may want to consider lending a little money to someone in the developing world, who is trying to lift themselves out of poverty by running their own business. Lendwithcare.org allows people to lend relatively small sums to people and the money is later repaid. The website cautions though that due to the pandemic, there is a higher risk than normal that repayments will be late or deferred, and in some ‘rare cases’ loans may be written off.

10. Donate to foodbanks

If you are able, buying supplies for your local food bank can be a real help to people in need in your local area, or you could donate monthly through their website.

7 Tips for First-time Buyers Hoping to get on the Property Ladder Right Now

The economy is in a tough place – but there are still lots of things first-time buyers can do to boost their prospects. By Vicky Shaw.

While parts of the UK’s housing market have undergone a mini boom lately, there have also been signs that life is getting tougher for first-time buyers.

The choice of low deposit mortgages has shrunk in recent months, as concerns about ‘riskier’ lending have grown. According to NAEA (National Association of Estate Agents) Propertymark, first-time buyers made up 23% of home sales in August, a fall from 25% in July.

However, while the Covid-19 crisis has brought big financial challenges, it also appears to have made some aspiring first-time buyers more determined than ever.

Just over a third (35%) say the pandemic has had no impact on their plans to buy, according to research from Legal & General Mortgage Club.

With many people spending more time indoors than they normally would this year, more than half (54%) of first-time buyers say lockdown conditions have made it easier to save money. A small group of buyers (8%) have even brought forward their plans to buy.

To find out more about how first-time buyers can make the jump onto the property ladder in tough conditions, we asked Kevin Roberts, director at Legal & General Mortgage Club, to share some top tips…

1. Consider getting advice

Get an adviser on your side and get them to do the work for you. They’re going to know the market. Bear in mind that the mortgage market is busy at the moment and applications could take longer than usual. An adviser will work on your behalf to get your application through as quickly as possible.

2. Be prepared

If there is going to be a ‘flash sale’, which some lenders are doing now, you really want to work with your adviser and have everything ready – your payslips, your identification, everything that you need. Be really on the front foot and know what you can afford. Think about your spending habits – you need your credit score to be as good as possible.

3. Can you save a bigger deposit?

A bigger deposit could give you more choice. For example, if you can stretch from putting down a 10% deposit to a 15% deposit, there are more lenders at this level.

Legal & General Mortgage Club’s research has suggested that some people have been able to save more during lockdown, whether that’s from saving on rail fares or fewer coffees, people have been able to save some money.

4. Do you have a family member who can help?

Perhaps a parent or grandparent may be able to help you to top up your deposit. There are also ‘family assist’ mortgages out there, such as Barclays’ family springboard mortgage, where a helper transfers money into a linked savings account for a fixed period.

5. Could other schemes give you a helping hand?

The government schemes available, such as Help to Buy and shared ownership initiatives, may vary depending on what part of the UK you live in.

There are a broad range of lending opportunities around shared ownership. Some options may allow borrowers to ‘staircase’ out of shared ownership, where they purchase chunks of equity back over time.

There is also the Lifetime Isa, which is available across the UK and comes with a Government bonus. Someone must be aged 18 or under 40 to open a Lifetime Isa.

6. Have your priorities changed?

Lockdown has changed where some buyers intend to purchase and the types of property they are seeking. Think about how your needs may have changed over lockdown and if you do plan to buy a bigger property, don’t overstretch yourself.

7. Finally, remember all is not lost if you can’t buy right now

Borrowers need to get their housing plans moving if they want to take advantage of the temporary stamp duty holiday currently in place. Stamp duty applies in England and Northern Ireland, but similar holidays are also in place in Scotland and Wales. But if you’re not in a position to buy right now, you may still find good opportunities in the months ahead.

There have been some signs recently that rising demand may have potentially increased house prices in some areas. While no one can say for certain what will happen in the future, for some people, it may potentially be a good time to buy next year, when things may be a bit more settled and buyers may possibly find they are in a better position to negotiate.

So don’t give up hope, as by really thinking about your outgoings, trying to save and talking to family members, you could really boost your ability to get onto the property ladder.

How to Avoid a Staycation Scam

Nearly a third of us are planning a UK-based staycation before the end of the year – but watch out for bogus breaks, writes Vicky Shaw.

With many people’s 2020 holiday plans in disarray due to the pandemic, a significant number of us are planning to take a break much closer to home, instead of jetting overseas this year.

Nearly a third (32%) are planning a UK-based staycation this year, according to Nationwide Building Society, as travelling abroad to our usual holiday hotspots has become so much trickier.

But while this should help give some local economies a much-needed boost, those planning to sample what the UK holiday scene has to offer should beware of ‘staycation scammers’.

So what do you need to know about staycation scams? Here are some important points to keep in mind…

What staycation scams should you watch out for?

Among the many coronavirus-related frauds which have emerged, Action Fraud has been urging consumers to be on the lookout for fake caravan and motorhome listings.

These may be advertised on auction websites and the prices are often low to attracted people in. Criminals will come up with excuses for why the vehicles cannot be viewed in person. The goods don’t exist, or will never arrive.

And if you’re looking for a holiday cottage or apartment, beware of bogus websites offering places for rent, often at discounted prices. These websites may appear professional and convincing, using images of properties that are not really available. Scammers may require a deposit, which is never returned.

Even if you think you are on a trusted website, check the URL for subtle changes, which can indicate it is imitating a genuine firm.

How to avoid staycation scams

Action Fraud says people should always follow the advice of the ‘Take Five to Stop Fraud’ campaign, and take a moment to stop and think before parting with their money or personal information, in case what appears to be a bargain getaway turns out to be a scam. If something is advertised at a rock bottom price, ask yourself is it really a bargain, or could it be a scam?

If you’re considering buying a motorhome or caravan, do some research, and if you’re dealing with someone online, ask if they can send you a video of the vehicle.

Don’t let online sellers persuade you to pay by bank transfer, as you may never see your cash again. Also, read online reviews to see what other people say about sellers.

How you pay could also give you added protections

You could consider using payment methods such as PayPal, which has added buyer protections, or pay by credit card.

Under Section 75 of the Consumer Credit Act, credit card purchases of goods costing between £100 and £30,000 have added protections if something goes wrong and items or services purchased never materialise.

Under Section 75, the credit card company is held jointly liable with the trader or retailer, so you can put in a claim to them.

Stamp Duty Changes To Boost House Market

Prior to today’s announcement the market was doing rather well post lockdown, so the new stamp duty announcements will boost house sales further.

Nearly nine in 10 people getting on or moving up the property ladder where stamp duty applies will not need to pay the tax at all while a temporary holiday applies.

From July 15 until March 31 2021, buyers will pay no stamp duty on the first £500,000 of their purchase when they move home.

The measure, which temporarily increases the “nil rate” band of stamp duty from £125,000 to £500,000, will reduce the average stamp duty bill for a main home from £4,500 to zero. Buyers can potentially save up to £15,000.

Announcing the move, Chancellor Rishi Sunak said: “Nearly nine out of 10 people buying a main home this year will pay no stamp duty at all.”

Stamp duty applies in England and Northern Ireland and people usually pay the tax on homes priced above £125,000. Some stamp duty discounts were already in place for first-time buyers.

There are already signs that the stamp duty holiday is helping to reboot the property market.

In the first half hour after the announcement was made on Wednesday, traffic to property website Rightmove jumped by 22%.

See this range of recommended properties for purchasers looking up to around £500,000

Start your property search here.

stamp duty changes estate agents Hampshire

Now that wasn’t Expected!

Unexpected-property-activity

The first week of Estate Agents being allowed to conduct house viewings has been a real eye opener, with the level of buyer activity much higher than anticipated which hopefully bodes well for a quick bounce back in the house market.

No doubt there will be some readers who will think, well you would say that wouldn’t you, in the hope of pepping up the market, but I can counter any such thought with some hard facts and examples, so here are a few case notes from the first week back.

New House Eversley – Under offer in three days

This fine new home by Aspire was placed on the open market on Monday 18th May at a guide £1,125,000.

By Thursday 20th May a sale was agreed to a proceedable purchaser.

Country House Eversley – Emerging Buyer Interest around £2.0m. guide

We took this property to the market a few weeks before lockdown, so viewings went on hold during the lockdown period.

Yesterday we had multiple viewings at the house and two offers have already been submitted. This home is typical of the kind of property that will be sought after in the emerging market of house buyers leaving London and other major towns and cities for rural living.

Do you have a country house for sale? We have a waiting list of buyers looking right now.

Right now the short to medium term outlook is positive and the biggest demand is for rural / semi-rural properties in all price ranges, but especially in the £1.5m. to £6.0m. sector.

So if you live in a country house and are looking to sell, this summer could be the best time to go to market. If you would like a free and confidential market appraisal contact your nearest McCarthy Holden branch.

Fleet – On £750,000 guide

With marketing help by way of a vendor inspired video tour during lockdown, this stunning detached house has gone under offer.

Blue Triangle, Fleet – Exchanged on guide £1.5m.

In just over one acre in one of the most desirable roads in Fleet, this imposing property was built by the renowned local builder Pool & Son in the 1930’s.

Fitzroy-Road-sold-fleet McCarthy Holden estate agents

As we said in last week’s market update, the prospect of house sales in the short to medium term is relatively easy to judge, because we are working with house buyers and sellers alike every day, so their motivations and the drivers of the market conditions are there for us to interpret.

House Viewing Protocols Working Well

The new way of conducting house viewings is going well, with strict social distancing protocols and excellent co-operation from vendors and purchasers alike.

Some of the social distancing protocols include the following.

• Only one viewer can be present at a time, no children will be allowed in a property (this is because avoiding the touching of surfaces is difficult with young children).
• The owner/tenant will leave property for the viewing.
• We will supply the viewer with disposable gloves and mask, subject to our supply allowing for this.
• The viewers will be allowed to walk around and asked not to touch anything.
• In order to maintain social distancing, the agent will not be able to enter every room with the viewer.
• When the viewing is completed, the agent will lock up the property and leave, then dispose of gloves and use hand sanitiser.

The House Market / Buyer Attitudes

We are impressed with the resilience of house buyers, who continue to remain upbeat about their moving plans. Furthermore, 95% of the sales arranged we had in place at the start of lockdown, continue to remain in place and in the past week many of those have moved forward to exchange and simultaneous completions..

Emerging Markets

In the last week there has been increasing signs of the biggest emerging market being driven by people wanting to leave London and other large cities or towns, to find a new home in a rural or village setting, yet remain within reasonable distance of London etc. That is a positive for the home owners we act for on the Hampshire / Surrey / Berkshire borders, especially those who live in property worth between £1.5m. and £6.0m. in our area of operation.

If you are selling a rural property, contact your nearest McCarthy Holden branch for a free and confidential property appraisal.

EMERGING MARKET PHOTO

The Weeks Ahead

Simply making hay whilst the sun shines!

 

John Holden – Chairman

7 Ways to Add Value to your Home

add value to home

From ambitious building projects to timely tidying up, Luke Rix-Standing looks at how to boost the value of your property.

add value to home

Keen to add value to your home? Whether you’ve just moved into a decrepit bedsit, or have lived in a mansion for years of domestic bliss, there is still plenty of mileage to adding value to your property.

Doing so could help improve your own quality of life while you’re still in the property (if buyers find something appealing, odds are you might too), and keep you well placed on the property ladder, regardless of whether you’re currently looking to sell.

From five-year plans to on-the-day dust-ups, here’s seven ways to add value to your home…

add value to home

1. Loft conversion

Perhaps the gold standard of home improvements, loft conversions are not for the faint of heart, but can come with major domestic and financial rewards if done well. Adding square footage is a guaranteed value-boost, while the market fixation with number of bedrooms means that adding one can practically ensure a hefty payday when it comes to selling.

“The average loft conversion costs around £40,000,” says Chris Smith, regional director at estate agents Yopa, “but can increase your property value by an estimated 21%. They’re usually more of a long-term strategy, so you might not see all the money back if you sell immediately.”

Loft conversions are not cheap – and not suitable for every property of course – but they often perfectly prove that old adage, that you have to spend money to make money.

add value to home

2. Brush up on kerb appeal

First impressions matter, and putting your best foot forward is key to getting customers through the door. “We estimate that simply by improving your property’s ‘kerb appeal’, with a freshly painted exterior, clean windows, a tidy driveway and a new front door, can boost the value of a property by up to 10%,” says Smith. “The outside of your property is the first thing potential buyers will see, both when browsing online and in person at a viewing.”

On modern properties, buyers may probably expect double glazing – a savvy way to save on your energy bill in the meantime – along with up-to-date security and draught-proofing.

add value to home

3. Go for open-plan living

Open-plan living has been in vogue for some years now, and it’s clearly not going anywhere anytime soon. Most modern house-hunters are looking for spaces that are practical and adaptable, and it seems distinctly old-fashioned to cook your food in one room and then have to transport it to another to eat it.

Open-plan living spaces don’t have to be giant, or rectangular – you’re looking to create areas that are connected but distinct. Consider sliding doors or curtains that can pull back during the day, waist or shoulder-high partitions, or doorway-like arches that demarcate your space.

These are the golden rules of open-plan living: separation without isolation; continuity without uniformity.

add value to home

4. Refurbish the kitchen

A recent report by Norton Finance mapped out the most expensive home improvements performed by homeowners in their first year in a new property, and kitchen renovation ranked second only to furniture.

The centrepiece to so many homes, it’s no surprise that the kitchen commands so much attention both before and after a sale, and a well-designed room can easily pull in extra thousands.

“If your budget can only stretch to renovating one room, that room should be the kitchen,” says Smith. “You can cut costs by painting cupboard doors yourself and adding new, fashionable handles.”

add value to home

5. Add a conservatory

The stars have to align somewhat for conservatories to be sensible investments, but if the cap fits, they can enhance a property with ease. Aside from the necessary financial clout, homeowners will need to ensure proper planning permission, while those with smaller gardens might want to think twice before sacrificing valuable yard space.

Though often associated with summer, conservatories really earn their keep during the winter months, when they provide a portal to the outside world, free from the cold, damp and dark.

“The addition of a traditional British conservatory typically costs around £5,000,” says Smith, “and can increase the value of a property by around 10% when done well. To add real value, make sure your conservatory is fully glazed and blends in with the style of the rest of the property.”

add value to home

6. Redecorate

Consider any second-hand shop – regardless of what it sells – and consider the price difference between products marked ‘used’, and products marked ‘like new’. This one’s a no-brainer, and just a fresh lick of paint can make pokey rooms immediately more marketable.

Your house isn’t new – but it’s new to your potential buyers, and you’ll be doing your bank balance a favour if you can make it look that way from the moment they cross the threshold.

add value to home

7. Add an extra bathroom

As with bedrooms, the number of bathrooms appears like a ranking next to your property, and it’s a crucial integer in the valuation equation. Broom closet, pantry, cupboard under the stairs – a small downstairs loo doesn’t take much, and it can be a delightfully canny way to carve profit out of otherwise wasted space.

“You can add up to 5% value to your property by adding a second bathroom,” says Smith. “An average bathroom costs £4,500, and according to NAEA Propertymark, 70% of estate agents say an additional loo helps to sell a house.”

10 Ways to Make the Most of Your Money in 2020

money 2020

Brushing up your money habits this month could make a big difference to your finances in 2020 and beyond.

money 2020

The new year often means a fresh start – and for some, 2020 could mean turning over a new leaf when it comes to their finances. But don’t be put off by the idea of having to grapple with big numbers, as large gestures aren’t always what’s needed.

You may find small actions taken now could go a long way towards improving your financial prospects, whether it’s cutting down on daily treats or trying out online tools to help you manage your money better.

“In 2020, investing a little more time managing our money could be the best investment we make,” says Alistair McQueen, head of savings and retirement at Aviva.

Here, he shares 10 top tips for better money management in 2020…

money 2020

1. Don’t just focus on your big financial commitments – small ones can also add up

For example, did you know that over a working life of 40 years, we could spend more than £25,000 on daily coffees? Reducing this to one takeaway coffee every other day could save more than £10,000.

In 2020, it would be a good idea to think about where you spend your money and what little savings could be made.

2. Make the most of free help

Many of us are not confident when it comes to managing our money – but there are many free services to help us along the way, such as the independent Money Advice Service website.

3. Shop around

Many people don’t shop around when making financial decisions. This could be costly. A different bank account, a different pension, or a different mortgage could save you a lot of money.

money 2020

4. Understand your state pension

The state pension represents the biggest source of income for most people in retirement. But it is also complicated. In 2020, it would be a good idea to get a free state pension forecast from the government to understand how much state pension you could be entitled to, and from when. More information is available at gov.uk/check-state-pension.

5. Take control of your workplace pension

Record numbers of people have been saving into private workplace pensions. This can make a big difference to your retirement wellbeing. In 2020, it would be a good idea to understand your workplace pension, to ensure you are maximising the benefits.

6. Hunt down lost savings

It’s been estimated that more than £20 billion of people’s private pension money could have been misplaced over the years. In 2020, you could use the Government’s free pension tracing service to track down any pensions you may have lost. Go to gov.uk/find-pension-contact-details.

money 2020

7. Use your retirement freedoms

This year marks five years since the freedoms launched. More than one million people have since taken advantage, seizing greater private pension flexibility from age 55. If you are aged over-50, the Government’s free Pension Wise Service (pensionwise.gov.uk/en) can help you understand your options.

8. Make the most of online tools to help you manage your money

Many banks and pension and investment providers offer free online services to help you make the most of your money, whenever and wherever you want.

9. Keep calm during volatility

Continuing economic and political uncertainty may cause investment volatility in the year ahead. In 2020, it would be a good idea to ease your nerves by reminding yourself that the value of your investments can go up as well as down, and many investments are designed for the long term. Try to avoid short-term panic.

10. Keep fit

Last year saw the number of people in work over the age of 50 reach a record 10 million. Working longer is a very powerful way of paying for our longer lives in retirement. Keeping fit and healthy will help us do this.

money 2020

Full Time Career Opportunities In Estate Agency

career icon photo at mccarthy holden

Start a new career as a property negotiator / property consultant in 2020, by joining McCarthy Holden at either their Fleet or Hartley Wintney branches in Hampshire.

Positions are available at both of these branches, for either individuals already working in estate agency as an experienced negotiator, or for individuals who are currently in a career sector such as the service industry.

If you are an estate agency negotiation with around two years experience we would welcome the opportunity to meet you and explore the career opportunities at McCarthy Holden. We find negotiators who join us with this kind of experience stay with us, many now for 10 to 20 years so we hope this indicates that the real skill of negotiating is something that is highly valued, as opposed to relying on algorithms and online property portals.

For those of you not currently working in estate agency, the refreshing news is that some of our most successful property consultants moved from careers such in the hospitality, retail and wider services business sectors. A couple of examples are shown below.

Victoria at McCarthy Holden estate agents
Victoria - Fleet branch

Victoria joined McCarthy Holden in 2010, when she left a career in the hospitality industry. She has forged a very successful career at McCarthy Holden and is highly respected by customers and colleagues alike.

Matthew at McCarthy Holden estate agents
Matthew - Fleet branch

Matthew left British Rail in 2015, to pursue a negotiating and client management career at McCarthy Holden. His career in estate agency is now firmly established and just like Victoria he is much respected by customers and colleagues.

We are looking for people with a healthy work ethic, who in return for high property sales performance will bring high salary rewards, and yes there are long working days, with frequent out of hours needs of customers to be dealth with.

At McCarthy Holden we won’t crush your spirit with targets for selling financial services, but instead allow you to care for obtaining the best possible price for our vendors by applying negotiating skills and following though with managing the sale process from start to finish.

Every day will be varied and different, but one thing that will not change is our desire to deliver our services with traditional values of trust, honesty and respect for our customers and colleagues. These values are very important, so only candidates that who can truly deliver on these essential traits should apply.

Excellent communications skills are essential.

Because we are looking for both experiences and career change candidates, the salary / rewards scales are varied so please apply in the knowledge that we aim to match or exceed the market levels in the area of salary rewards.

email sholden@mccarthyholden.co.uk with your cv to apply

Saturday Job Opportunity In Estate Agency

Hartley Wintney Cricket Green McCarthy Holden estate agents

Working in your local community is such a rewarding job, and Saturday work at McCarthy Holden results in a part time job that provides a great mix of meeting customers in the branch and viewings at properties, so the day is varied.

We have several part time positions at both our Hartley Wintney and Odiham branches, so if you are looking for a part time Saturday cover career as a property negotiator in 2020 then please get in touch.

At McCarthy Holden we care for obtaining the best possible price for our vendors by applying negotiating skills as opposed to relying on algorithms and online property portals, so excellent communication skills are essential.

Every day will be varied and different, but one thing that will not change is our desire to deliver our services with traditional values of trust, honesty and respect for our customers and colleagues. These values are very important, so only candidates that who can truly deliver on these essential traits should apply.

Hours are 9am to 6.00pm Saturdays.

email sholden@mccarthyholden.co.uk with your cv to apply.

Hartley Wintney hight street mccarthy holden estate agents
Saturday Job vacancy Hartley Wintney - photo by johnjoe.co.uk copyright
Odiham hight street mccarthy holden estate agents
Saturday Job vacancy Odiham - photo by johnjoe.co.uk copyright
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