Much Loved Images, but Meerkat Firm Busted By Uk Competition Watchdog

meerkat image with Oops

Britain’s competition watchdog has found that comparethemarket.com is in breach of antitrust law over its arrangements with insurers, which could be resulting in higher costs for consumers.

Following an investigation, the Competition and Markets Authority provisionally found many of the price comparison website’s contracts include so-called “most favoured nation” clauses.

They were found to prevent home insurers from quoting lower prices on rival sites and other channels, meaning customers are presented with fewer options.

It also meant home insurance companies are more likely to pay higher commission rates to comparison sites with the extra costs potentially being passed on to customer, the CMA said.

CMA chief executive Andrea Coscelli said: “Over 20 million UK households have home insurance and more than 60% of new policies are found on price comparison sites. Therefore it’s crucial that these companies are able to offer customers their best possible deals.

“Our investigation has provisionally found that ComparetheMarket has broken the law by preventing home insurers from offering lower prices elsewhere. This could result in people paying higher premiums than they need to.”

The comparison website, famous for its use of meerkats Aleksandr and Sergei in its TV adverts, could be fined up to 10% of its revenue as a result of the breach.

A spokesman for comparethemarket.com said: “We are disappointed by the CMA’s provisional findings.

“We will carefully review the evidence once we have access to it, and look forward to working with the CMA over the coming months to ensure a satisfactory outcome.”

By Ravender Sembhy, Press Association City Editor CITY CompareTheMarket 02 Nov 2018 – 11:52

meerkat group

Rental Boost £7,000 to £10,000 p.c.m.

Uplift in activity for high end rentals outside of London

High end rental property

During 2018 there has been a notable uplift in activity for high end rentals outside of London, especially from our perspective on the Berkshire / Hampshire borders.

Recent properties taken to the rental market in the £7,000 to £10,000 p.c.m. sector have seen rental offers from multiple tenants, so what’s driving this demand?

With residential house sales sub £2.0m. seemingly trading well as we approach the close of 2018, the over £2.0m. sector is still on the quiet side, with a number of high end house buyers deciding to pop into a property rental for the next year or so, using the stamp duty funds they would have allocated on a property purchase around £2.0m. or more, to pay for the property rental instead of going into the Government coffers by way of stamp duty (about £154,000 at £2.0m. and £274,000 at £3.0m.).

Take the property shown above, which is a typical example of a fine home that recently went to the rental market and discovered interest and offers from multiple potential tenants.

The medium term outlook for top end rentals is positive, and for home owners selling in the £2.0m. to £5.0m. sector there could be good news post Brexit, because the level of hot buyers in rental property looking to exit and buy will be at a good level.

The news for house sellers is that you can and will sell successfully in today’s market, but don’t expect a fancy or inflated price.

Large house price gains are gone for a while, but like all markets when they rebound from a low they come back with a sharp and fast uptake. Savvy buyers know this and are taking care of business now. The hot houses sales market post Brexit could be the £2m. to £5m. sector. In the meantime home owners with such luxury property, in prime real estate areas such as Finchampstead in Berkshire, can take time out from selling and enjoy some extra dividends in the rental market.

If you would like to know more about the market for rental property in the £7,000 to £10,000 p.c.m. sector, do email Nicola Bremner [email protected]

Nicola Bremner Residential Lettings Director
Nicola Bremner M.A.R.L.A. - Director McCarthy Holden

Considering a village life for retirement? Look no further than Hartley Wintney

Voted ‘Best Place to Live’ for 5 consecutive years, Hartley Wintney is the jewel in the crown for village life, with an active community and easy connections for travelling.

For anyone looking for a place to retire, Hartley Wintney has to be worth further exploration..

duck pond in Hartley Wintney photo copyright John Joe Photography
Photo of Hartley Wintney duck pond - picture copyright John Joe Photography and Video Production

This oversized village features five greens, two delightful duck ponds, an attractive High Street lined with period buildings, mostly dating from the 18th and 19th centuries when Hartley Wintney grew as a coaching stop on the London Road (aka A30), plus a scattering of barns, cottages and farmhouses from the 17th century.

High Street in Hartley Wintney photo copyright John Joe Photography
Photo of Hartley Wintney high street - picture copyright John Joe Photography and Video Production

Over time, the High Street has developed into a highly browsable shopping destination with a selection of fashion and interiors boutiques, galleries and antique shops. The recent addition of William Dyers amazing delicatessen offering everything from luxury cuts to a frozen dinner party has completed the luxury treats.

From a more practical and useful side, the  Whitewater Health doctors surgery is tucked just off the High Street and the village also offers a dentist and opticians.

duck pond in Hartley Wintney photo copyright Alamy
Photo of Hartley Wintney cricket green - picture copyright John Joe Photography and Video Production

The community is incredibly active and offers something for everyone, from cinema nights and plays at the Victoria and Jubilee Hall to plant sales and crafting with the local Womens Institute to the highly regarded Hartley Wintney Golf Club tucked just off the end of the High Street. One of the main focus areas of the village is Hartley Wintney Cricket Club, with their pitch just behind the High Street and with the obligatory pub next door.

Culturally, Hartley Wintney offers unlikely musical experiences – ranging from the sublime to the ridiculously fun. The former is the highly regarded opera season at West Green House; an 18th century country house known worldwide for its gardens. The latter is Lowde Fest at Hazeley Bottom: 11 hours’ non-stop live, food market and funfair.

Hartley Wintney photo copyright John Joe Photography
Photo of Hartley Wintney - picture copyright John Joe Photography and Video Production

There are a number of purpose built retirement schemes, all within easy access to the High Street and amenities and at a range of price points and size to suit different needs. To find out more please call the Hartley Wintney office on 01252 842100 to find out more.

5 Last-minute garden jobs to do before winter arrives.

Almost time to batten the hatches before winter arrives - but you still have time to do last-minute garden jobs to beat the winter chill.

5 garden jobs before winter

You may have been enjoying the balmy autumn, but as the sweaters and woolly socks come out, it’s almost time to put the garden to bed.

So, what last-minute jobs should you be doing?

5 jobs for garden

1. Shelter vulnerable plants

My pots of geraniums (pelargoniums) are still going strong but they won’t be for much longer, so if you want to keep them for next year, find them some shelter now.

Cut them back to 10cm (4in) and put pots in a light, frost-free place such as a greenhouse or a sheltered porch next to the house. If the spot isn’t completely frost-free, wrap the pots in bubble wrap to give them extra protection.

If you’ve a conservatory or a cool spare room, even better. Don’t put plants near central heating or they will wilt and die when you bring them out next year.

Do the same with fuchsias, cutting them back before you put them under cover for winter, and hardly water them at all until growth starts again in spring.

5 garden jobs before winter

2. Divide perennials

The ground should still be soft enough to dig up overcrowded clumps of perennials and split them, replanting the divided clumps to give them more space.

This will lead to better performance in subsequent years and you’ve also increased your stock. Repeat planting is really effective at creating continuity and flow in borders, and dividing perennials is an ideal way of doing this.

Good subjects for division include crocosmia, rudbeckia, helenium, cranesbill geranium and catmint. You can also lift and divide hostas, although you’ll need a sharp knife to slice through the thick, congested roots.

last jobs before winter

3. Trim hedges

Try to do this when the weather’s still fine – you don’t want to be getting the hedge trimmer out when it’s pouring. If you tidy evergreen hedges now, they will look neat until next year as they won’t put on much new growth during the cooler months.

Also, trimming now may save you a bigger job in spring, when you also risk disturbing birds’ nests. Deciduous shrubs can be pruned into winter.

4. Get rid of the last of the weeds

Try to dig out any pernicious perennial weeds you see lurking, such as bindweed, couch grass and ground elder. You’ll need to dig them out completely, root and all, as if you leave any fragments of root in the soil they will come back in spring.

Hopefully, if you dig up the perennial weeds now, your job won’t be as arduous in spring. If you have areas which have been totally invaded, consider covering the ground with sheets of black plastic, secured with bricks at each corner, which will stop the light and hopefully kill the weed in a few months.

end-of-summer, garden-tips, dead-heading

5. Take cuttings

Want to increase your stock? It’s a perfect time to take hardwood cuttings of shrubs including weigelas, roses, dogwood, philadelphus and willow. They can often be grown on outdoors in a prepared trench.

Select vigorous, healthy shoots grown in the current year and remove the soft tip growth. Cut into sections 15-30cm (6in-12in) long, cutting cleanly above a bud at the top, with a sloping cut to shed water and as a reminder which end is the top.

Cut straight across at the base, below a bud or pair of buds. Dip the base into hormone rooting powder, make a slit trench in a well cultivated but vacant area of the garden, push the cuttings in vertically, 30cm (12in) apart and firm the soil back around them, closing the trench.

Water them in. This time next year they may have rooted enough to be moved. This job can be done at any time between mid-autumn and late winter.

Thinking about adding a granny flat? Here are 9 points to keep in mind

It might be a great solution but building an annex is a big decision. Lisa Salmon (who had one built for her mum) discusses the granny flat boom.

adding a granny flat pros cons

Thanks to rising property prices and expensive care home fees, a growing number of families are opting to live with, or right next to older relatives, by building granny flats on their homes.

The latest figures from the Valuation Office Agency show there are now nearly 39,000 granny annexes in England and Wales alone – an increase of 16% in recent years.

The government has tried to encourage families to live together by discounting council tax and scrapping stamp duty increases on annexes, and ministers have stressed the benefits of inter-generational families, which help save the NHS and social care system a lot of money.

But if you’ve got an elderly relative, is constructing a granny flat on your home the right option for you and them?

building granny flat points to consider

It was certainly the right choice for our family. Around three years ago, my widowed mother Sheila, now 81, and my husband and I decided we should build a granny flat for her on the side of our house. So she sold her house about 40 miles from us, and we applied for planning permission to build a two-storey annex.

It was a huge decision for us and my mum, who was leaving the house she’d lived in for more than 50 years, as well as her friends and neighbours, to live in a new city where she only knew us.

But the alternative was that, as she got older and became less mobile, she could be lonely – and there’d be no one to help her if she fell, for example, or became ill. Her moving to live, not with us, but next to us, was clearly the best option – particularly as she’d always been vehemently opposed to moving into a residential home should the need arise.

My mum’s now lived in the annex for around two years, and while the process wasn’t always easy (the build was stressful, to say the least!) and my mum understandably still misses her old life and home, we have no regrets. My mum lives completely independently in her self-contained one-bedroom flat on the side of our house, still regularly drives over to her old golf clubs 40 miles away, and is (gradually) forging a new life here.

family living granny flat

There’s no doubt, building a granny flat has worked for us. But what about other families?

Caroline Abrahams, charity director at Age UK (ageuk.org.uk), thinks granny flats are a “great solution” for elderly living – although clearly they’re not something that can be rushed into.

“This type of accommodation is one of a range of housing options open to older people who want to maintain their independence for longer in a smaller, easier-to-manage home, with around-the-clock family support when needed. It’s a great solution, but needs agreement and understanding on living arrangements and expectations,” says Abrahams.

“Bold and innovative new independent living arrangements should be encouraged and made easier to implement and afford. When so many older people are finding it increasingly difficult to get the support they want when they need it, alternative living arrangements for older people such as this play an important role in reducing the overwhelming demand on not only health and social care services but on housing too, and will ensure good health and wellbeing for longer.”

building a granny flat

Thinking of building a granny flat? Here’s nine points that might help…

1. Bridge before care

While it may not be possible for an elderly person to avoid going into a care home eventually, a granny annex can offer a useful bridge between independence and the provision of care.

2. No council tax

The National Federation of Builders (NFB) says an annex occupied by an elderly or disabled family member has a 100% council tax discount.

3. Shared bills

Depending on how it’s built and your preferences, bills may be shared between the family home and the granny flat, potentially saving money (assuming granny or grand-dad doesn’t have the heating on all the time).

4. Do it sooner not later

Moving can be very stressful for anyone, but especially for an older person. A decision to build a granny flat needs to be made sooner rather than later – ie. before an elderly relative is in desperate need of an accommodation change, and while they’re still reasonably mobile if possible. Look on it as an investment for the future.

5. Choose builders carefully

A new build can also be very stressful, so choose your builders carefully. The NFB’s Find a Builder (builders.org.uk/find-a-builder) helps people contact reputable builders who’ve been strictly vetted and have undergone a range of reference checks.

6. Plan for future needs

Think carefully not just about the elderly person’s needs now, but what they may be in the future. If your granny annex is two storeys, do the bedroom and toilet need to be downstairs in case mobility becomes an issue in later years?

7. Communication is key

Honest and detailed discussions are crucial, both with the builder before construction about the budget, timescale and exactly what you and the elderly relative want, and with your relative about how bills will be paid (if they’re shared), who’s responsible for the garden if it’s shared, whether you eat together, whether you knock before entering each other’s homes, etc.

8. Get legal advice

It’s important to discuss, and get legal advice if necessary, what happens if either the younger family or the older relative wants to sell up and move to a different property but the others don’t want to sell.

9. Be prepared for relationship breakdowns

It may also be worth seeing a solicitor to discuss what happens if there’s a relationship breakdown, as one of the family homeowners may demand their share of the property in divorce proceedings. What happens to the granny flat occupant then?

adding granny flat

If you are considering building or adding a granny flat and want to know how this could change the value of your home, please do call your local office for a free no obligation market appraisal where you can discuss the options that you are considering. https://www.mccarthyholden.co.uk/branches/

Phil Spencer shares 5 questions all buyers should ask when house hunting

As a survey reveals many buyers wish they'd known more about their property, TV's Phil Spencer shares his expert tips.

Phil Spencer home buyer questions

Buying a property can be a very lengthy process with lots of back and forth – but many buyers still end up wishing they’d found out just a few more crucial details before the deal was finalised.

California Shutters (californiashutters.co.uk) recently asked 1000 UK homeowners what they most wished they’d known about before purchasing their property: Competition for parking spaces came out tops (20%), followed by noisy neighbours (19%), high renovation costs (13%) and traffic noise (11%).

Oliver Robertson at California Shutters comments: “With all the challenges and decisions to be made when finding and choosing a new home, it’s easy to forget about the little things that will impact on your home life day to day. Whilst our survey shows most movers have a good awareness of problems like damp and pests prior to moving in to a new home, they can still be caught off guard by other things such as having to fight for parking spaces or deal with noise from next door or traffic from the road.”

Phil Spencer home buyer questions

A similar survey of first-time buyers, by My Home Move Conveyancing, found that the level of work needed on the property was the most common thing buyers wished they’d been better informed about. How much this work would cost came out second.

“Aside from the cost of moving, making first-time buyers aware of the practical decisions they need to make when buying their first home will give them a better chance of being able to play the ‘property game’ long-term and benefit from being a homeowner,” says My Home Move Conveyancing CEO, Doug Crawford. “Our advice, and the advice of people that have already learnt these lessons, is to consider questions such as whether the property will increase in value, whether expensive DIY work is needed or whether your mortgage arrangement is going to work long-term.”

TV property guru Phil Spencer, who recently launched the advice site for buyers MoveIQ, agrees that as well as the ‘big’ questions, the ‘small’ things should not be overlooked. “Buying a home is always a mixture of heart and head. Your first impression as you walk through the door is crucial to your decision, but so too are many other less obvious factors,” says Spencer.

“It’s essential that you do your homework, or you risk being blinded by emotion during the purchase. Even worse, you could end up with expensive problems down the line. Asking the right questions before, during or after that first viewing can make the difference between identifying the perfect home and having an unwanted surprise after you’ve committed to buying.”

Phil Spencer home buyer questions

So what questions should you be asking? Here, Spencer, who certainly knows a thing or two about house-hunting, shares his top five…

1. How long has the property been on the market?

“This should be one of your first questions,” says Spencer. “The average time it takes to sell a home in the UK is two to three months, according to the Government. So, if the property has been on the market for considerably longer, it may have an issue that is stopping it selling, beyond just being priced too highly. But you’ll need to get your detective hat on to find out what it is.

“One red flag to look out for would be if the current owners have lived there for an unusually short period of time. There is usually a reason behind a seller trying to get shot of a property after a short period. You’ll need to push the agent or sellers for clues: Is there a nuisance neighbour, what are crime levels like in the area, how busy are the roads and how much does the property cost to run (utility bills, council tax etc)?”

2. Is the property in a conservation area?

“If you are drawn to the history and charm of older homes, bear in mind that your scope for making changes to such a property could be severely limited,” says Spencer. “Specific rules about what you can and cannot do to the property will vary from local authority to local authority. Some may prohibit you from making changes to metal railings, windows, trees and even the colour of the front door. So, if your heart is set on a house with history but you’ve got an eye on modernisation, make sure to ask about anything that might block your plans.”

Phil Spencer checklist

3. Is the property a freehold or a leasehold?

“There are pros and cons to both freehold and leasehold properties. As a leaseholder, you will have to pay annual fees to the owner of the freehold, from ground rent to maintenance charges. These can fluctuate over time, so make sure that when you’re budgeting you factor in the possibility that ground rent will increase or maintenance charges could spike if the building needs major repairs,” says Spencer.

“By contrast, if you buy a freehold property there’s no ground rent to worry about, but you will be responsible for everything, including the roof and the maintenance of the structure. It’s important to get a detailed survey that will flag up any issues that need urgent – or expensive – repair.

4. Are there any pending planning applications that might impact me?

“This is a quick bit research you could carry out before actually viewing your prospective home. Nearly all local authorities have a planning portal on their website that allows you to view any previous or pending planning applications. If, for example, you were considering buying a home close to agricultural land, it might be a good idea to check whether the friendly farmer next door has just submitted a planning application for a new pig-rearing facility!”

5. Has the seller made any changes to the property?

“If changes have been made recently – especially structural ones – you need to know so you can ask the seller for any relevant documents, receipts or guarantee certificates. Equally if the seller has spent money doing the place up, they will have raised the asking price accordingly – so you need to make a judgement on whether the premium is justified. One other question I always ask a seller which can prove revealing is, ‘If you were staying, what other improvements would you make?'”

 

Summer and Autumn Sold Rush For House Sales

sold board outside property

Will 2018 end well for house sales?

During the first six months of 2018 the level of house sales across the UK were running at a fairly poor level, but now the second half of 2018 is bouncing back with house sales on the up again.

Property sale agreed in Fleet by McCarthy Holden
A quick sale was recently agreed on this £1.85m. guided property in the Blue Triangle Fleet

When we say house sales are on the up, we are talking about house sale volumes not prices.

The market in residential sales remains very price sensitive, which is why discerning house buyers are seeing the current market conditions as an opportunity to move whilst prices remain static. The news for house sellers is that you can and will sell successfully in today’s market, but don’t expect a fancy or inflated price.

Large house price gains are gone for a while, but like all markets when they rebound from a low they come back with a sharp and fast uptake. Savvy buyers know this so are active in the market now.

Property sold in Odiham by McCarthy Holden
This cottage in Odiham was snapped up and exchanged when guided £850,000

A turning point this Summer and Autumn

Summer and Autumn trading results on house sales are showing high levels of properties going through to exchange of contracts and new sales being agreed quickly if the price and marketing combination is right.

Take this property below, which had offers within ten days of going to the market with professional video marketing and an eye catching price.

House sales exchanges have been increasing with examples across the price ranges, with the exception of the still soft £2.5 plus market which will no doubt catch up in due course.

There have been encouraging sales just under £2.0m. such as the example below.

Property sold in Finchampstead by McCarthy Holden
Sold (exchanged) just under £2.0m. in Finchampstead, Berkshire

Tragedy comedy or soft landing

We are of course reminded of the phrase All’s well that ends well, which is a title from a play by William Shakespeare, thought not to be neatly classified as tragedy or comedy. Lets hope for the residential house market its neither and 2018 ends well for house sales.

If you are looking ahead to a house sale in 2019, why not ask for a free no obligation valuation for McCarthy Holden.

New Home In New Year 2019

cgi image of proposed new homes at Shapley Grange Hartley Wintney

Fine Homes At Shapley Grange

This prime site in Hartley Wintney, will be one of the finest developments on the outskirts of this sought after Hampshire village.

Prices are to be released in early 2019, and the estimated range will be around £500,000 to £1,100,000. There are only 7 homes being built at Shapley Grange and if you are in the market for a quality new home, then please do contact our Hartley Wintney branch and ask them to keep you posted about this site.

site plan of proposed new homes at Shapley Grange Hartley Wintney
Proposed site layout
cgi image of proposed new town houses at Shapley Grange Hartley Wintney
The proposed cottage style terrace houses at Shapley Grange
cgi image of proposed new homes at Shapley Grange Hartley Wintney
There will be 4 luxury home on this exclusive site

King William Court, Hartley Wintney

King William Court in now completed and the luxury homes are now occupied by new home owners, who will no doubt enjoy a first Christmas there as well as enjoy the seasons festivities in nearby Odiham and Hartley Wintney villages.

The early video marketing was a great success, with 731 people viewing the video content. 

Winchfield Lodge, near Hartley Wintney

Winchfield Lodge is an example of obsessive attention to detail, and Kirkby Homes have produced a period property refurbishment on a truly grand scale.

Winchfield Lodge Property
14 Winchfield Lodge

Winchfield View, near Hartley Wintney

With beautiful homes from around £500,0000 to £1,750,000, we haven’t been short of buyer interest and reservations on this site.

The developer is currently delayed with off site local authority infrastructure works for mains drainage from nearby roads around Phoenix Green. This means completion dates are behind schedule, but new buyer interest can look forward to 2019 as an ideal time to move to one of these fine homes.

For further details telephone our Hartley Wintney branch on 01252 842100

Rental Preview of Hampshire Period Property

Due to the market soon

Full details and more photographs will be available soon about this country rental opportunity.

If you are in the market to leave London and experience country life, yet remain connected, then this character period property could be an excellent choice.

The anticipated guide price is £3,800 p.c.m.

Leave London for period house rental

Located on the Bramshill / Heckfield borders nearby to the sought after village of Hartley Wintney, this property offers substantial living space.

rear view elevation of period house rental in Hampshire
rear elevation - front view to follow soon

Accommodation features 5 bedrooms, with the master bedroom benefiting from an en-suite bathroom / shower room. There is also a stunning family bathroom on the first floor.

Master bedroom of period house rental
Master bedroom
Bath tub at period house rental
Family bathroom

On the ground floor accommodation includes a substantial kitchen / breakfast room, a fine living room, a study, a music room and gym room.

Living room of period house rental
Living Room
Kitchen in period house rental
Kitchen / Breakfast Room

Contact the Hartley Wintney branch of McCarthy Holden for further details. Telephone 01252 842100

Need a cheap and easy home revamp? Here’s how to tile your own splashbacks.

Kitchens and bathrooms are the most important rooms in the house, and a little DIY can bring them bang up to date. Claire Spreadbury learns to tile...

diy tiling splashback

When it comes to DIY, some rooms are easier to tackle than others. Kitchens are best left to the experts, and bathrooms – aside from a bit of resealing – can often be the same.

One easy update that is pretty simple to do, however, is splashbacks. They sit behind the sink and are essential to stop water being sprayed everywhere when hands, fruit, vegetables and whatnot are washed. It is tiling, but it tends to be quite a small area, so should be achievable for most people.

revamp tiling tile splashbacks

“Adding a splashback is a great way to inject a touch of personality into your kitchen, by creating a focal point,” says Sian O’Neill, head of marketing at Topps Tiles. “It’s also a very cost-effective way of updating the appearance of a room and giving it a new look, just by making some small changes.”

What you will need

There are a few things to keep in mind when tiling your own splashbacks. Firstly, says O’Neill, ensure you have all the right equipment – including the correct adhesive, a notched trowel, safety goggles, spirit level, tile spacers and a cutter. Next, make sure you work out how many tiles you need by measuring the area and adding 10% for any cuts and wastage.

revamp tiling tile splashbacks

Choosing your tiles

“As splashbacks create a focal point, they lend themselves to more vibrant colours or patterns to make a real statement,” notes O’Neill. “They also provide the ideal canvas to be brave with statement shapes, so consider the lay pattern before you start.”

A herringbone style, for example, can add real interest to the area and create a unique look.

“Block colours can offer a classic and timeless look, while intricately patterned tiles create more of a contemporary finish,” she adds. “And when it comes to the type of tile, ceramic or porcelain tend to be more favourable than the likes of natural stone, as they are lower in maintenance – an important consideration given the fact your splashback needs to be water resistant and less susceptible to staining.”

revamp tiling tile splashbacks

Think about the grouting

Not many of us have spent much time deliberating grout, but there are different colours available and – despite the subtle differences – choosing the right grout can really enhance the overall effect. “It’s important not to overlook the colour of the grout chosen, as this can provide the all-important finishing touch. Darker grouts can offer lower maintenance compared to the traditional white, when used in areas with high activity or likely food splatters,” says O’Neill.

revamp tiling tile splashbacks

Preparing and tiling the wall

“When you have your tiles and all the necessary tiling equipment, prepare the wall to ensure it is smooth, clean, completely dry and free from any dust or debris,” says O’Neill. “Apply an even layer of adhesive to a tiling or notched trowel, and starting from the corner, spread the product over the area of two or three tiles at a time. Place the tiles firmly on the adhesive, using spacers to create an even layout.

“Allow your tiles to dry for 24 hours, and then fill the spaces between each tile, using grout and a grout float tool. Pushing the grout deep into the joints will prevent moisture from getting behind the tiles, which is particularly important in kitchen areas.

“Once finished, wipe down your tiles with a clean, damp sponge, working at a 45-degree angle down your surface.”

And that’s it! Leave everything to properly dry, then show off your handy work to all your friends and family.

revamp tiling tile splashsbacks

Before you start any work on your home, if you wished to discuss the potential value that you can add, contact your local office for a no obligation market appraisal.

https://www.mccarthyholden.co.uk/branches/

Ghoulish Halloween Gardens!

Getting in the Halloween spirit? Hannah Stephenson reveals some of the 'foul and creepy' specimens that could be lurking in your hedges and borders...

halloween garden design plants

Mischievous trick-or-treaters dressed as ghosts and ghouls may be on the prowl on your doorstep this Halloween – but step into your garden and you might find some spooky spikes, noxious nasties and creepy creepers lurking in your borders.

Some plants can sting, burn, cut or emit an acrid, foul-smelling odour. Others have sinister-sounding names or connections with witches or the devil, while there are some which are said to help ward off evil.

Get yourself into the mood for Halloween with this guide to horticultural horrors…

1. Eye-poppers

When you see the spooky white berries with a single black spot emerging from red stems, you can understand why this sinister-looking plant is nicknamed the Doll’s Eye (Actaea pachypoda). All parts of this herbaceous perennial are poisonous and when ingested can cause hallucinations.

halloween garden plants design

2. Strangling suspects

Also known as strangleweed, devil’s guts, witches shoelaces and devil’s ringlet, but better known as dodder (Cuscuta), this pernicious relative of bindweed twines itself round a host plant and inserts itself into the host’s vascular system – sucking out everything it needs to live and killing its plant victim in the process.

halloween garden plants design

3. Prickly subjects

Among the most prickly of plants is the hawthorn. As a thorny hedge, it will stab its thorns into your fingers, even when you’re wearing the toughest gloves, and mature plants will even pierce the soles of gardening shoes – although on the plus side, a hawthorn hedge can also deter even the most persistent burglar.

Other prickly candidates include creeping juniper, common holly, firethorn (pyracantha), juniper and purple berberis.

halloween garden plants design

4. Toxic terrors

Aconitum, also known as monkshood or wolfsbane, is among the most toxic of plants, with ingestion of even a small amount causing severe stomach upsets. But it also slows the heart rate, which can prove fatal.

You don’t just have to eat it to suffer the symptoms. The poison can be absorbed through the skin, via open wounds, and there have even been reports of people feeling unwell after smelling the flowers.

halloween garden plants design

5. Foul smelling specimens

Then there are the plants which literally smell like rotten corpses. The stinking iris, Iris foetidissima, for example, absolutely reeks. If you can stand the smell, or remain downwind from it, this bulb puts on a spectacular display in autumn and winter, when its gigantic seed pods burst open to reveal brilliant orange and sometimes red seeds.

halloween garden plants design

6. Acrid arums

The titan arum (Amorphophallus titanum), also known as the ‘corpse flower’ as it smells like decomposed bodies when in flower, is nevertheless beautiful, growing up to 3m tall, its gigantic crimson flower spanning 3m, and is a great magnet for pollinating insects.

This acrid arum prefers the rainforests of Sumatra as its natural habitat, although you can admire it in the exotic sections of botanical gardens such as the Eden Project in Cornwall and at Kew, where it’s currently flowering.

Others in the bad smells league include Eucomis bicolor, the pineapple lily, and the dead horse arum (Helicodiceros muscivorus), named for obvious reasons.

7. Ghostly apparitions

The ghost plant (Monotropa uniflora), an eerie white specimen found in shady woods is a rare sight.

It has no chlorophyll, the chemical that allows plants to absorb energy from the sun and typically gives plants their green colour. In fact, the ghost plant is a parasite which sucks on fungi connected to a host plant, which is usually a nearby tree. The fungi acts as the middleman for the nutrients provided by the tree.

halloween garden plants design

8. Bizarre bulbs

While many bulbs bring heady fragrance, including the sweetly-scented hyacinth, others have pretty horrible odours, including the imposing crown imperial (Fritillaria imperialis). But don’t let the smell put you off too much, because its impressive orange flowers make more of a statement than its whiffy pong.

halloween garden plants design

9. Poisonous potions

No Halloween would be complete without its share of witches, whose potions have been linked with some of our most common plants. Hemlock, for instance, is highly poisonous and closely linked with witchcraft. It doesn’t look significantly different from the hedge parsley or cow parsley which grows along roads, ditches, trails, or the edges of fields.

Its white flowerheads resemble those of parsnips, carrots or angelica, while the bright green leaves are deeply-cut, even feathery and delicate. Yet all plant parts are poisonous, with the seeds containing the highest concentration of poison, causing toxic reactions.

Deadly nightshade (Belladonna), another common plant often found in hedgerows, was one of the main ingredients in witches’ brews during the Middle Ages, while blackthorn is often referred to as a witch’s tree. As late as the 1940s, anyone seen to carry a blackthorn walking stick was suspected of being a witch.

halloween garden plants design

10. Warding off evil

Plants including rowan (Sorbus aucuparia), hazelnut (Corylus avellane) and elderberry (Sambucus nigra) were once thought to be ‘magical’ trees and shrubs, which could ward off witches and evil spirits.

Ancient Celts believed rowan berries gave good health, and that if you planted them near grave sites, they would help the dead sleep.

People would use branches as dowsing rods and make crosses of rowan twigs to protect themselves on Halloween, while in old Europe, householders would put elderberry branches above their doorways to protect their homes from malevolent spirits. Strands of hazelnuts, worn or kept in the home ,were said to bring good luck.

halloween garden plants design

Commercial Freehold Property Preview

Commercial Investment Opportunity

A Grade II listed ground floor commercial freehold premises, in a High Street position in the thriving Hampshire village of Hartley Wintney.

The guide price is £400,000 for the freehold interest.

Commercial premises for sale
High Street Position

The units amount to around 950 sq. ft. of internal space and there is the added benefit of an outside courtyard space.

More details available soon – telephone 01252 842100 to view early.

floor plan of commercial premises

Early viewing is recommended and we have keys for ease of access. Please note the above plan is for illustrative purposes only and it is not drawn to scale and does not form part of a contract or warranty whatsoever.

Hartley Wintney photo copyright John Joe Photography
Hartley Wintney is a thriving Hampshire village - photo copyright John Joe Photography

Bargain buys for big impact

Show your space some decor TLC with this season's bargain buys. Gabrielle Fagan reveals her top finds.

supermarket chic small budget interior

Great style doesn’t have to be super-expensive. After all, it’s those fabulous finishing touches that really give a room personality and make it special.

There’s a brilliant array of affordable homeware available on the high street right now, and you could even load up your trolley with on-trend accessories while doing your supermarket shop. Asda’s George Home range and the Sainsbury’s Home collection are both rightly renowned for their fashionable, purse-friendly items.

Whether you want to transform a living room or just a corner, or beautify a bedroom – take your pick from these brilliant buys to help turn rooms into stylish sanctuaries…

supermarket chic small budget interior

Show a living space some love

A pale colour palette will make a room feel more spacious. and can still feel cosy if it’s grounded by dark flooring or carpet. Curate your collection of accessories and rotate them using only a few at a time. That pared-back approach will let the details sing.

George Home’s bang-up-to date range has all the ingredients for a luxe living space. Top picks include space-saving seating, such as their Glynn 2 Seater Sofa, £350, and Knitted Pouffe, £39. Check out the range’s divine details too: We love the Copper-Toned Glass Terrarium Lantern, £20, Pink and Grey Chunky Throw, £18, and Cushions, from £6 each.

DECOR TIP: A relaxed setting should never be cluttered. If you can’t fit in bulky storage, use baskets and boxes. Paint surrounding walls the same shade as fitted cupboards, so they recede and don’t dominate a room.

supermarket chic small budget interior

Create a chic corner

Deep blues not only make a room feel calm and peaceful but will also add depth and drama. Create your own intimate space by switching light cottons for velvet and faux fur, to conjure a cosseting, cocooning effect. Add a comfy chair (refurb an old one with a throw) and treat yourself to a new lamp, which has the power to transform a space – then sit back and snuggle.

DECOR TIP: This season’s all about natural materials and textures – wool, mohair and cashmere feel gorgeously snug and improve with age. And don’t forget to ‘green it up’ with house plants, real or faux.

supermarket chic small budget interior

Dream up a beautiful boudoir

Warm shades, such as terracotta, burnt orange and mustard yellows, mimic the richness of autumn landscapes and are the perfect, easy-on-the-eye palette for bedrooms.

Opt for a pale, neutral backdrop and floor, and darken the mood, for a sleep-inducing atmosphere, by wallpapering the wall behind the bed. Up the style stakes by layering the bed with throws, and accessorise with cushions in harmonising colours. For luscious lustre, add copper lights, vases or photo frames.

DECOR TIP: Adding pops of pattern will add interest to a scheme. Embrace a modern retro-feel with geometric designs, keep it classic with a chevron pattern in monochrome, or keep it simple with a touch of a stripe or spots.

Small Trees for Small Gardens

As gardens become smaller, trim trees can be just the ticket, says Hannah Stephenson. Small trees are in high demand, with suppliers increasing production in compact varieties - including crab apples, which bear beautiful spring flowers, and Vossii laburnums, with their upright forms and disease-resistant characteristics.

best trees for small garden

Trees provide structure, screening and shade, as well as colour which continues through the season, creating a sense of enclosure, their height drawing the eye up and out and helping link land with sky – and if you choose wisely, there’s no reason why having a dinky outdoor space should stop you introducing them.

Your tree needs to earn its space in a small garden, so look for one with year-round interest: A tree that blossoms for a week in spring but then looks ordinary for the rest of the year really won’t do.

In really tight spaces, you may be better off with a trimmed and trained plant, either in the ground or in a container, while carefully shaped topiary can also create an eye-catching focal point.

Here are five good examples to consider…

best trees for small garden

1. Amelanchier

Amelanchiers have featured heavily in garden shows in the past couple of years, as designers have displayed their value as choice trees for confined spaces.

Amelanchier lamarckii (10m x 12m), the snowy Mespilus, is often grown as a multi-stemmed showstopper but can also be trained as a light standard. Starry white flowers cover its branches in spring, at the same time as its bronze foliage is opening, while in autumn the small leaves often turn to fiery red and yellow.

They do best in acid soils, so plant them in ericaceous compost. These tall, slender shrubby trees make great subtle screening.

best trees for small garden

2. Flowering dogwood

Flowering dogwoods are long-season stalwarts, their star-shaped blooms appearing in late spring, followed by fantastic leaf colours of reds and oranges in autumn, and strawberry-like fruits which persist into winter.

Good varieties include Cornus kousa (7m x 5m), which bears spreading branches smothered in creamy white blossom in early summer and deep-pink bracts in late spring and orange leaves in autumn, and Cornus mas (5m x 5m), the Cornelian cherry, a small spreading variety which comes into its own in winter when clusters of yellow flowers smother the bare branches.

best trees for small garden

3. Laburnum x watereri ‘Vossii’

These elegant small trees, which produce long chains of brilliant yellow flowers in May and June, are perfect for training over an arch or pergola when branches are young and pliable.

Gardeners can remove the poisonous seedpods to help improve flowering next year. Just be aware that all parts of the plant are very poisonous, so this is not a child-friendly choice.

They’ll grow to around 8m x 8m and can tolerate poor and shallow soil. Laburnum can also be grown in large tubs, forced early into flower. Arguably the best for this is L. anagyroides var. alschingeri.

4. Crab apple (malus)

Flowering crab apples produce a double whammy of eye-catching blossoms in spring, followed by attractive fruits in autumn.

A good variety is ‘Evereste’ (8m x 8m, but slow-growing), which bears a puff of white and pink fragrant flowers in spring which are a magnet to bees, followed by orange-yellow fruits which can be made into jam.

The slow-growing Japanese crab, Malus Floribunda, is also less vigorous, its horizontal branches covered in crimson buds in the spring, which open to blush-pink and white scented blooms. The advantage of malus is that you can control their size and shape, like a fruiting apple.

best trees for small garden

5. Acer palmatum (Japanese maple)

These stunning stars of the show grow equally well in pots, if you only have a courtyard space and need to keep their size in check, or in the ground to create colour and add structure to a scene.

Mix a combination in different pots to create a range of stunning contrasting autumn colours, including Acer palmatum ‘Bloodgood’, which bears rich red-purple foliage from spring to autumn, Acer palmatum ‘Sango-kaku’, whose leaves open orange-yellow in spring, and Acer palmatum var. dissectum, whose finely cut mid-green leaves turn golden in autumn.

Plant them in full sun and try to avoid really exposed areas, where their delicate foliage may be damaged by icy winds. If you’re planting them in a container, use compost consisting equal parts of John Innes No. 2 potting compost and a soil-less multipurpose, with plenty of drainage in the base.

best trees for small garden

Your garden adds value both your property and your lifestyle. To check you are maximising the financial potential with your garden, contact you local branch for an up to date valuation: https://www.mccarthyholden.co.uk/branches/

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