These are the foods to eat to avoid colds and flu this winter

By Lauren Taylor, PA

Nutritionist to the stars, Gabriela Peacock, has revealed the immune-boosting foods to get into your diet this winter, if you want to starve off dreaded colds and bugs.

A lot of people don’t realise just how interlinked winter health and nutrition are, says the 44-year-old, but our immune system “is directly dependant on what we put within the body to create a chemical reaction – it’s really, really important”.

Here are Peacock’s hero foods your body needs this winter…

Fermented food – “Digestion support is incredibly important for immunity – 70 to 80% of our immunity actually lies within a digestive system,” says Peacock, whose celebrity clients include Princess Beatrice, Joan Collins, Jodie Kidd and Amber Le Bon.

She recommends eating live yoghurts, kefir, kombucha, sauerkraut, kimchi and tofu. “They directly increase the beneficial bacteria in your intestine, which supports the healthy microbiome – and the healthy microbiome will in turn support our immunity.” They also contain protein. “Protein is really important for any kind of repair within the body, so when you have a cold, when you scratch your arm, when you need more hormones to be produced.”

How to add it: Peacock recommends using live yoghurt as a base for homemade ice cream with a dash of agave syrup.

“Sauerkraut goes really nicely with any kind of rich foods, which is what we tend to eat around this time, quite heavy and oily meals, sauerkraut cuts through it,” she says. “Kombucha is just a nice alternative when you get a bit bored of drinking water. Most of them are really, really low in sugar.”

Green tea – “This would be one of my one of my hero drinks, especially over this period of the year because tea is nice and warming. Green tea contains catechins which are polyphenols,” explains Peacock.

“Polyphenols are phytochemicals – plant chemicals that have numerous health benefits. One of the main benefits is immunomodulating properties [which] stimulate our immune system and decrease the chronic inflammation. Basically, when you’re looking at the immunity, you want to decrease the inflammation.”

How to add it: If you drink coffee, Peacock suggests sticking to one or two a day and then switching to green tea afterwards.

“A really good to tip is to put lemon in green tea – you increase the absorption of the catechins, plus it gets rid of the bitter taste. Don’t make the tea too hot because the heat will kill the vitamin C.”

Matcha tea – powdered green tea – is another great way to get the nutrients but is higher in caffeine. “I would recommend thinking about it as a caffeine supplement [to coffee],” she says.

Pigmented fruits – “We are looking for the dark pigments, [they] will contain the polyphenols which will directly stimulate the immunity. So think about black blackberries, red raspberries, red peppers, green kale, orange or yellow pumpkins – if and you see these saturated colours, they are really beneficial. “Eat the rainbow – beige food is not good for us. The pigment is the polyphenol.”

How to add it: “I would recommend doing smoothies because you are keeping the fibre inside [as opposed to juicing]. If you’re doing smoothies I always recommend adding some greens that are lying in your fridge. You will not taste it at all but you increase your colours, you increase your fibre,” Peacock says.

“I don’t dislike juicing but I would never have juice on an empty stomach. You should have it with foods or have it after foods. Think of it as more of a vitamin boost – as apposed to food.”  You can buy supplements of red and green superfood powder too, which she recommends adding to smoothies, live yoghurt or soup.

Omega-3-packed fish, nuts and seeds – “Essential fatty acids are incredibly important – the reason they’re called essential is because your body cannot produce them by itself, you need to obtain them by diet,” says Peacock. “Omega-9 and omega-6 we tend to be OK with [obtaining] but most people struggle with omega-3 because we just don’t eat enough of it. This would be oily fish; salmon, mackerel, sardines, a bit of tuna, also a vegetarian source; nuts and seeds.

“We need to at least three to four portions of oily fish per week in order to cover your basic baseline.”

Seeds, in particular, are really high in omega-3, says Peacock. “Pumpkin seeds, sunflower seeds, flax seeds, hemp seeds, also a nice variety of nuts is really important. Omega-3 is directly anti-inflammatory. They’re [also] really important for our skin, our hair, our hormonal balance, for the way our cells communicate with each other. But the prevention of chronic inflammation is one of the main benefits.”

How to add it:  “You know what’s really good and really cheap – mackerel and sardines in a can. They’re kind of unattractive but I absolutely love them. You can get mackerel in a spicy tomato sauce [in a tin] – absolutely delicious.”

She suggests tinned sardines on toast, keeping bowls of seeds on your kitchen counter to add to everything (especially soups and porridge) and carrying nuts in your handbag. “Food source would be preferential but you can get supplements of omega-3 – 99% of my clients need supplementation.”

Garlic – Garlic contains sulphur (as do onions, leeks and eggs). “Sulphur is incredibly important because they stimulate the liver detoxification processes and that in turn will have a really positive effect on immunity.” Peacock says.

How to add it: “I would add it into everything really – include it as much as possible. With garlic, you only release the sulphur-containing compounds when you crush it, so it does need to be crushed down and not cooked for too long. Add garlic very last minute. The cooking process helps for the absorption but if you overcook it, if you deep-fry garlic, it will definitely reduce its properties.”

Cruciferous vegetables – Including broccoli, cauliflower, cabbage, Brussel sprouts and kale – are really important for immunity, Peacock says, and it’s “probably the best liver-supporting group of vegetables”. They contain liver-friendly sulphur, polyphenols and are high in fibre – which is “fantastic for digestion” (immunity and digestion are very much linked).

How to add it: Include different kinds in your Sunday roasts, she suggests. “If some clients of mine don’t like the taste or texture of cabbage or kale [I suggest] cutting them into really small pieces – you get exactly the same benefits and you don’t [notice] the texture.”

Citrus – Vitamin C is very important this time of year. “It’s a direct antioxidant, in order to fight free radicals, which is essentially what makes us sick. If you increase antioxidants in your diet, you’re increasing the protection, you’re giving your immune system protection,” Peacock says.”Grapefruit is high in vitamin C.”

How to add it: “If you want to increase your hydration (because not many people drink enough water), add a teeny bit of grapefruit juice to a lot of other water,” she suggests, “I use it for the kids’ water bottles. It’s important for it to be fresh [citrus] so you can get as much vitamin C as possible.”

These principles are incorporated in Gabriela Peacock’s latest book, 2 Weeks to a Younger You, (Kyle Books, £25). Supplements are available at GP nutrition.

House Buyers And Sellers Beware Of Scams!

When Your Deposit Or Completion Monies Could Be At Risk!

With cybercrime increasing the need to be vigilant is becoming  more and more important, especially when it come to purchasers and vendors being asked to transfer substantial funds to their solicitors at crucial points in the house sale process, such as at exchange or completion.

In 2023 McCarthy Holden have observed some attempts  by cybercriminals to defraud people of deposit or completion money, so we felt it was worth flagging up this potential risk to our readers. Fortunately none of the attempts which we became aware of to steal money were successful because of good security systems, but the fact criminals are trying this suggests they could one day be successful.

To bring the subject alive, think for a moment about a house buyer being asked by email from their solicitor to transfer say £100,000. On the surface a perfectly reasonable and indeed expected event as part of the house purchasing process at exchange of contracts for example. 

Now think how easy it is for cybercriminals to imitate your solicitors email if your home computer has been hacked for example. The criminal’s email could so easily look genuine, using your solicitors name and contact information and the solicitors company logo, and of course details of a bank account to transfer your money into. 

It could be very difficult to spot the signs of a fraud, so we recommend that if you are buying or selling property that  when your solicitor asks for the transfer of exchange or completion monies, you phone your solicitor and speak to them direct to check not only if the request is genuine, but also a double check on the solicitors bank account details.

Three Recipes From Mary Berry

Mary Berry’s easy-peasy one-pot chicken

By Katie Wright, PA

“A whole spatchcock chicken with Mediterranean-style vegetables, this is a healthy and hearty all-in-one dish made in a casserole or deep saucepan,” says iconic TV cook Mary Berry.

“Removing the backbone of the chicken makes it a spatchcock and it is easier to arrange in the pot and to carve or joint. Double up for eight people, if you wish, and arrange two chickens in a large roasting tin, covered in foil.”

Easy peasy one-pot chicken (Serves 4-6). Ingredients:

2 tbsp olive oil

1 large onion, thinly sliced

1 large fennel bulb, thinly sliced

1 red pepper, deseeded and diced

3 large garlic cloves, finely grated

100ml (3½fl oz) white wine

1 x 400g tin chopped tomatoes

2 tbsp sun-dried tomato paste

2 tsp Worcestershire sauce

1 small whole chicken (about 1.25kg/2lb 12oz)

5 bay leaves

1 lemon, thinly sliced into rounds

1 tsp paprika

1 tbsp runny honey

Method:

1. Preheat the oven to 200°C/180°C Fan/Gas 6.

2. Heat the oil in a deep lidded casserole or large, lidded, ovenproof frying pan over a high heat. Add the onion, fennel and pepper and fry for about 3–4 minutes, stirring regularly. Add the garlic and fry for 30 seconds. Pour in the wine and boil to reduce by half.

3. Stir in the chopped tomatoes, sun-dried tomato paste and Worcestershire sauce, and season with salt and black pepper.

4. Meanwhile, put the chicken upside down on a board. Remove the backbone by cutting either side of the bone with scissors. Turn over and press down on the breastbone to flatten the bird; it is now a spatchcock chicken. Arrange the lemon slices and bay leaves over the chicken.

5. Put the chicken, breast-side up, on top of the vegetables in the casserole or frying pan. Season and bring up to the boil. Cover with a lid and transfer to the preheated oven for about 35 minutes.

6. Remove the lid and sprinkle the paprika over the chicken and drizzle with the honey. Return to the oven, uncovered, for about 30 minutes to brown and finish cooking.

7. To serve, spoon the vegetables on to a hot platter and joint or carve the chicken before arranging the chicken on top of the vegetables.

Mary Makes it Easy is published by BBC Books, priced £28. Photography by Laura Edwards. Available now.

Mary Berry’s Somerset cheddar cheese straws

“Cheese straws are so delicious, but can be tricky to make if the proportions are not quite right,” says iconic TV cook Mary Berry.

“We tested these every week for a month, just to make sure they were perfect – and because they are so moreish, too!”

Somerset cheddar cheese straws (Makes 50)

Ingredients:

250g (9oz) cold butter, cubed

55g (2oz) semolina

400g (14oz) plain flour

1 tsp mustard powder

¼ tsp cayenne pepper

150g (5oz) mature Somerset Cheddar, coarsely grated

150g (5oz) Parmesan, coarsely grated, plus about 4tbsp finely grated, to garnish

1 egg, beaten

A little milk

Method:

1. Preheat the oven to 200°C/Fan 180°C/Gas 6. Line 2 large baking sheets with non-stick baking paper.

2. Measure the butter, semolina, flour, mustard powder, cayenne pepper and a little salt into a food processor. Whizz until the mixture looks like breadcrumbs.

3.  Add the Cheddar, Parmesan and egg and whizz again for a short time, just until the dough comes together.

4. Remove the dough from the processor, divide into two equal pieces, and shape each one with your hands on a floured work surface into a rectangle. Roll each piece of dough to a rectangle about 46 x 16cm (18 × 6½in) and about 8mm thick.

5. Brush the milk over the top of the dough and sprinkle with the finely grated Parmesan. Slice each rectangle into roughly 25 strips.

6. Carefully lift each straw on to the prepared baking sheets and bake in the preheated oven for about 18 minutes, or until golden brown. Leave to cool on the baking sheet until the straws have hardened and are easy to handle.

7. Serve cold.

Mary Berry’s red velvet sandwich cake

“An impressive, but easy cake,” is how iconic TV cook Mary Berry describes this bake.

“Use a professional food colouring paste, if you can; a natural liquid colouring won’t work and may turn the sponge green,” she recommends.

“For a particularly elegant finish, you could make extra icing and crumb coat the sponge before applying the top layer of icing.”

Red velvet sandwich cake

Ingredients:

(Serves 8)

Butter, for greasing

250g (9oz) plain flour

1 tbsp cocoa powder

2 tsp baking powder

1 tsp bicarbonate of soda

250g (9oz) light muscovado sugar

200ml buttermilk

150ml (¼ pint) sunflower oil

2 tsp vanilla extract

1 tbsp red food colouring gel or about ¼ tsp food colouring paste

2 large eggs

8 white chocolate truffle balls, to decorate

For the buttercream icing:

250g (9oz) butter, softened

2 tsp vanilla extract

300g (10½oz) icing sugar

250g (9oz) full-fat mascarpone cheese

Method:

1. Preheat the oven to 180°C/160°C Fan/Gas 4. Grease and line the bases of 2×20cm (8in) sponge sandwich tins with non-stick baking paper.

2. Measure the flour, cocoa powder, baking powder, bicarbonate of soda and sugar into a bowl and mix well.

3. Mix the buttermilk, oil, vanilla, food colouring and 100ml (3½fl oz) water in a jug. Add the eggs and whisk until smooth. Pour the wet ingredients into the dry ingredients and whisk until combined. The mixture should be bright red; it will get a little darker as it cooks. If it’s not as vivid as you’d like, add a touch more colouring.

4. Divide the mixture evenly between the two prepared tins and level the surfaces. Bake in the preheated oven for about 25–30 minutes, or until well risen and shrinking away from the sides of the tins. Cool in the tins for 10 minutes, then turn out, peel off the paper and leave to cool completely on a wire rack.

5. To make the buttercream icing, place the soft butter and vanilla extract in a large bowl and sift in half the icing sugar. Mix with an electric whisk until smooth. Sift in the remaining icing sugar and mix again. Add the mascarpone to the bowl and gently stir with a spatula until smooth (don’t beat with a whisk as it may split). Put a fluted nozzle in a piping bag and spoon about 150g (5oz) of the buttercream into the bag.

6. To assemble the cake, sit one of the sponges on a cake plate and spread a third of the buttercream over the cake, then sit the other cake on top. Ice the cake by first spreading a thin layer of icing – a crumb coat – over the whole cake before chilling for 30 minutes. Then pile the remaining icing from the bowl on top and spread over the top and around the edges to completely cover the cake. Make sure that the icing is smooth around the edges before starting to create lines up the sides. Using a small palette knife, make wide lines up the sides and swirl the top. Pipe a rope design around the edge of the top of the cake and decorate with the eight chocolate truffles to finish.

Dame Mary Berry at 88: ‘I don’t want to retire at all – I love what I do’

Mary Berry says she still has a “passion” for cookery and isn’t planning to hang up her apron any time soon.

“I don’t want to retire at all. I have a passion for what I do and I love teaching,” says the former Great British Bake Off judge, 88, who began her TV cooking career in the early 1970s.

“I mean, I’ve got wonderful health… I’m really lucky. I love what I do.” Born in Bath, she moved to London aged 21 and studied part-time at the prestigious Le Cordon Bleu culinary school, alongside jobs, doing cookery demonstrations and recipe testing.

“I’ve always worked very hard, early on taking any work that came my way,” says Berry, who married Paul Hunnings in 1966. The couple have two children, Annabel and Thomas (their other son William died aged 19). “I worked in a butcher, I worked in a fishmonger, I worked during the night when I was on a holiday in a bakery that made wonderful bread. My husband was with the two children while I worked.”

After becoming food editor at now-defunct Housewife Magazine, then Ideal Home (which is still going strong), Berry published her debut cookbook in 1970 and landed her first TV gig shortly after.

“My first TV cooking was with Judy Chalmers on Good Afternoon and I did farmhouse cooking,” Berry recalls.

“I like to think that television is the best way of teaching to a very large audience. I want to inspire people to enjoy cooking more.” Quickly proving popular with viewers, she remained a fixture on TV screens over the next four decades, joining Paul Hollywood as a Bake Off judge from 2010 to 2016. “Of course you need the backup of a book,” Berry continues, nudging the conversation back to the topic at hand, her latest recipe book, Mary Makes it Easy.

“I like to feel that with a book I’m holding somebody’s hand who is a little bit nervous and trying a recipe the first time, and I want them to have real success.” Something in the region of her 96th cookbook (the exact total appears to be lost in the sands of time), it’s all about simplicity, with a focus on one-pot wonders (like chicken tartiflette or meatball toad in the hole), quick dinners you can prepare in advance (veggie bolognese; humble pie) and freezable sweets (elderflower and lemon traybake; maple and orange pudding).

“We all want something easy, don’t we?” says Berry, who admits even she still has the occasional slip-up in the kitchen.

“I forget to put the timer on, I take things out too soon, all the things a housewife – or whoever’s doing the cooking – [might do]. We all make mistakes.” Having experienced times when cash was tight, the frugal foodie has lots of advice for home cooks who want to cut costs. “It’s all about planning,” says Berry, who is a big fan of doubling up on recipes and freezing half for a later date.

“The freezer is like a second larder if you label things properly. I write, say, ‘roasted vegetable lasagna, very good’ and I may even put in my diary when I’m going to use it.”

As well as a culinary career spanning six decades, Berry – who became a Dame in the 2020 Birthday Honours – has been happily married for 67 years. What’s her secret to a harmonious home? “Well, you know in my day you got married for richer or for poorer, till death us do part, which to me is very important,” the octogenarian says.

“We don’t have arguments, I just go in the garden or the greenhouse if he’s annoying me. Try and never go to bed on an argument,” she advises. And count your blessings: “I’m immensely grateful still to have him. Many of my friends haven’t got their husbands.”

Recently, some of Berry’s 1970s TV demonstrations have found a new audience on TikTok, with quaint clips showing her making the trendiest dishes of the day, like chicken stroganoff, ox tongue (“such a lovely idea for a picnic”) and sherry trifle – not that she would know.

“I have no idea. I don’t do social things like TikTok, I don’t do Twitter,” says Berry (her assistant Lucy runs an Instagram account on behalf of the pair.) “It’s very nice that people are enjoying the early ones.” She gently admonishes me when I confess that I’ve never sampled tongue: “You can buy it ready sliced in the supermarket. Have you never had it? You’re a foodie…

“I like it very much, my husband does, too. We have it occasionally. It’s more reasonable than having ham.”

Having seen many a food fad come and go, the one she struggled to get on board with the most was nouvelle cuisine, aka “little bits of something on a plate”.

“All the chefs were doing it and I remember well my mother, I think it was her 100th birthday, and we went to a very posh restaurant, it was nouvelle cuisine,” Berry recalls.

“I can remember the plates arriving for my brothers and my cousins. My mother got hold of the waiter and said, ‘That’s not enough for a man!’ And she was quite right.”

Mary Makes it Easy is published by BBC Books, priced £28. Photography by Laura Edwards. Available now.are available 

Halloween House Hunting?

With October showing a lates season up-tick in house sales activity, who knows what might be encountered on a house viewing during the days around Halloween celebrations (October 31).

Chances are there will be a few spine-chilling encounters, so the only question is do you dare take a look?

To find your perfect Halloween home start your property search here.

And don’t forget, at McCarthy Holden we do accompanied viewings.

Why you shouldn’t tidy your garden too much in autumn

AUTUMN GARDEN

By Hannah Stephenson, PA

It’s time for the great autumn clear-up in your garden, when furniture and tools are put away, leaves are raked and perennials cut back. But experts are advising gardeners not to tidy up too much.

Some of your debris could be left to provide food and shelter for overwintering insects, birds and mammals, so before you start raking, clearing away prunings and starting that autumn bonfire, spare a thought for our native wildlife.

Pile up your leaves

“Hibernating mammals, such as hedgehogs, frogs or toads will use leaf piles to create a nest where they will stay throughout winter, while insects and invertebrates will love the dark, damp nooks and crannies that it has to offer,” Eric Michels, head of pro at CJ Wildlife advises.

“In turn, this will encourage birds such as robins and sparrows to visit your garden to forage for worms and bugs in the leaf layer.

“Simply gather the leaves and dead organic matter from your garden or outdoor space and arrange them in a pile – don’t worry if your pile looks rustic, as long as it is large enough to allow wildlife to burrow within the materials, animals will love it!

“If you have any logs or fallen branches, place these next to the leaf pile to provide additional shelter and security, and make sure it is located in a quiet corner of the garden where visitors can stay undisturbed throughout winter. Come springtime, remember to check leaf piles for any animals before moving or mulching.”

 

AUTUMN GARDEN

Leave seedheads

At this time of year, you may be tempted to chop down all your spent perennials, but leave seedheads on plants such as rudbeckia, echinacea, teasels and helenium, because they will provide food for the birds, the RSPB advises.

Stems can also hold insect larvae and eggs, and shield the soil from the winter elements, the charity adds.

Let wildlife shelter in log piles

“Broken twigs and old logs make an ideal shelter for many species, the rotting wood and brittle bark create cosy gaps for insects to hide in, while offering mammals a dry and secure habitat over the winter,” says Michels.

“Log piles also provide birds and amphibians with a source of food, as they search the debris for any insects which might be lurking inside.

“It’s important to keep the log pile in a quiet and sheltered part of the garden, as many species won’t stay if it is too noisy or there is too much activity nearby. A variation of small twigs and large logs creates the best shelter and larger logs can be wedged into the soil so they stay damp.”

Bring insect hotels indoors

“Insect hotels are a great way to offer bugs refuge through the summer, but many people don’t know that they should be kept in dry places over the winter months, like in the shed. This helps keep the hotels dry and in good condition, it also helps prevent fungal infections for bees that might be nesting inside,” says Michels.

“Do not be tempted to bring the insect hotel into the house though – the warmth of our homes might encourage bees to emerge from their nest early. The insect hotel can be placed back into the garden around March once the weather is warmer.”

AUTUMN GARDEN

Avoid bonfires

You may want to burn your garden debris, but bonfire sites, which are often set up a few days in advance, provide a hedgehog hideaway for hibernation as well as shelter for amphibians and reptiles.

So if you really have to build it beforehand, surround it with newt fencing and make sure there’s no hedgehog sheltering in it before you start, advises campaign group Hedgehog Street.

Let ivy grow

It can be the bane of a gardener’s life, but ivy is an essential food source for birds and provides shelter for insects and bats in the autumn and winter months, says The Woodland Trust.

If you leave ivy to do its thing, its autumn flowers provide a haven to butterflies such as red admiral and moths, while it will produce calorie-rich berries in November which will attract song thrush, redwing and blackbird among others, as well as shelter for brimstone butterflies and small bats.

Autumn décor ideas for a seasonal refresh

AUTUMN INTERIOR

With a nip in the air and change in seasons comes a new dawn – and a natural desire to create a comfy, snug space ahead of the cooler months.

Alongside sumptuous textures, polishing up warm woods and ambient lighting, now’s also the time for seasonal candles.

Here, experts share their top tips for an autumnal aesthetic…

Forage for farmers’ market-style floral displays

“As we prepare for colder, darker months, it’s all about getting cosy and adding some extra touches that will make you feel cocooned and comforted,” says Charlotte Reddington, one half of styling and organising duo, Style Sisters. She says one of her favourite things things about autumn is the rich variety of textures and tones, from crunchy leaves to the abundance of changing colours in parks and gardens.

AUTUMN INTERIOR

“Be inspired inside your home and think about how you can weave these elements into rooms,” suggests Reddington.

“This can be through the addition of a statement autumnal floral display, including a rich array of crimson reds, dark greens and burnt orange.”

And with pumpkin season in full swing, don’t forget this colourful squash can be styled with foliage, berries and autumn wreaths.

Embrace cosier fabrics

“Shorter daylight hours mean only one thing – cups of guilt-free hot chocolate and plenty of movie marathons,” says Dani Burroughs, head of product for Snug.

“To get into the autumnal spirit, start by swapping out summer fabrics for cosier ones, like soft velvets or fuzzy boucle,” enthuses Burroughs.

“Bring in warm, inviting colours – think rich browns, deep reds and rustic oranges. Not only will they help transition from summer to autumn, they’ll also create a relaxing and warm feeling that’s perfect for those lazy evenings on the sofa.”

Introduce ambient lighting

Clever lighting can totally transform a room and the overall atmosphere, highlights Reddington.

“A harsh overhead light isn’t always the cosiest for an autumn evening at home on the sofa! Think about placing a large floor lamp or table lamps for some mood lighting, which will create a calming ambience.”

She continues: “And with darker evenings as the clocks go back, it’s an important factor to consider for maximum home comfort.”

Dec out your dining room to combine function with beauty

Look to Scandinavian-inspired styles for a mindful, minimalist and meaningful take on autumn decor, suggests Francesca Hadland, interiors expert for Bridgman.

“Choose linen tablecloths and napkins, cutlery in classic styles and simple crockery while keeping to a colour scheme of just one or two main shades that imbue your space with warmth,” says Hadland. “Whether that’s a rust red or forest green.”

Ahead of the festive season, she says to make sure your guests feel comfortable with upholstered dining chairs – a personal favourite.

“Whether modernised by a metal frame or softened by a wooden leg, an upholstered chair is a beautiful way to ensure a sublime seating experience, while also adding an extra pop of colour to your dining room décor scheme,” notes Hadland.

AUTUMN INTERIOR

Embrace the biophilic trend

“Bring some new life into your home ahead of the colder months by incorporating air-purifying houseplants into décor,” says Rikki Fothergill, bathroom expert at Big Bathroom Shop.

Especially in bathrooms and kitchens, which she says is hugely beneficial for improving the quality of indoor air, regulating humidity levels and reducing the risk of more serious problems, like damp or even mould.

“Look to include species like ivy and fern as these are known to be great for maintaining air quality”, suggests Fothergill. “Spider plants are perfect too, and make for a great addition to any bathroom touching on the biophilic trend.”

Scent the season

One of the very first things you notice (sometimes unknowingly) when you enter a room isn’t just how it looks, but how it smells, notes Reddington.

“Scent can evoke memories, elevate an atmosphere, and help to change your mood – from energising and lifting, to relaxing and even aiding sleep… we really think it’s one of the most important aspects of a home.”

Candles and diffusers are the most popular and easy addition, says Reddington. “Not only can they smell amazing, but the design can add a stylish decorative touch to a mantlepiece or coffee table.

“An absolute autumn home essential,” she adds.

AUTUMN INTERIOR

Five minutes with… Mary Berry for Mary Makes It Easy

MARY BERRY

By Rachael Davis, PA Entertainment Features Writer

For some of us, cooking can be a real chore. You might feel like you’ll never understand how to put together a nutritious, delicious dinner for your family, or you might think you simply don’t have time to get into the kitchen after a long day at work while juggling after school clubs, homework, and all the rest.

In her new programme for BBC Two, Mary Makes It Easy, former Bake Off judge Mary Berry gets together with celebrities with various levels of cooking experience to teach them exciting dishes that don’t take a lot of time, effort or skill.

MARY BERRY

She joins her famous friends Mel Giedroyc, Jordan North, Anton Du Beke, Lorraine Kelly, AJ Odudu, and Michael Ball to guide them, and us at home, through some scrumptious recipes that even those who’ve never made toast without burning it will be able to whip up in a flash.

Let’s hear more from Berry, 88, about what she gets up to in the kitchen.

WHY DID YOU WANT TO SHOW PEOPLE HOW EASY COOKING CAN BE IN THIS SERIES?

I’d listened to what people say, and they want easy recipes, things that don’t take too long, too many ingredients, and perhaps, from ingredients that they (have) got in their cupboard. So Makes It Easy was good for me to do, because I knew everybody would love it. Nice shortcuts as well.

WHAT DO YOU THINK PEOPLE FIND HARD ABOUT COOKING?

I think they find it difficult because time is short, and they’re cramming so much into their lives… It’s the decision making.

I say: don’t make it complicated, make it on the simple side and follow the recipe. First of all, follow it exactly as it is written, read it through two, three times, and then place yourself thinking how it’s going to work… Choose a recipe that your family are bound to enjoy, and that’s achievable in the time that you’ve got.

I love a one pot dish. I’ve got a recipe that has a couple of chickens that have been spatchcocked – that means the backbone’s taken out. You can buy them already prepared, if you like, and put everything in one dish, all the roasted vegetables around it. Absolutely delicious.

MARY BERRY

HOW WAS IT WORKING WITH THE CELEBRITIES IN THIS SERIES?

Well, all the people that I had wanted to learn to extend their repertoire, or to do something a little bit different.

Lorraine (Kelly) is not an experienced cook, at all. And she likes healthy food. I did a vegetarian mixed bean and red pepper chilli and thought it was lovely, and her daughter enjoyed it too.

Mel (Giedroyc), she’s already a good cook and just wanted a few more to add to her repertoire. She did a veggie ragu, which was all sorts of different vegetables, but all sorts of things that you’ve got to hand – who hasn’t got a bottle of red wine? And we’ve always got things like tomato, tinned tomatoes and tomato paste, and mushrooms. You know, not too unusual vegetables.

And some like cakes. Now, Jordan (North), not a very good cook, but was dying to make a cake.

His idea of a spread was something he called “picky tea”, and he just emptied all different bowls on the table and put the cubes of cheese in, peanuts, crisps – so this was stretching him!

I made, with him, a red velvet sandwich cake… It had a delicious texture which was given by buttermilk – that was a new thing for him, and a buttercream icing. And on the top, just bought truffles, the sort that I like, the white chocolate ones – that was delicious. He seemed to enjoy it.

I had Anton Du Beke, also. When I spoke to him, I said: “Well, what do you already cook?”.

He said: “I do eggs. I do boiled eggs, fried eggs, scrambled eggs, omelette”.

“Can you do anything else?”

“No!”

So it was perfect to show him how to do a chicken escalope with tzatziki. We always buy chicken breasts, don’t we? And to make them cook quickly, you just can beat them out, which is very, very simple.

You just put the chicken breast on a board and put some baking paper on top, and then bang it with a wooden rolling pin. And it will be double the size – well, not quite double, but a nice escalope.

We fry it with mustard, and parsley on top and chopped dill, and that goes into the pan with it. And it is delicious.

YOU MENTIONED MEL THERE. OF COURSE, PEOPLE LOVE SEEING THE TWO OF YOU TOGETHER, BUT THIS IS THE FIRST TIME YOU’VE COOKED TOGETHER, AND YOU GO CAMPING! HOW WAS THAT?

It was just as much fun as playing cards with her, we used to do that…

We think alike. We have great fun. And of course, she is very bright and took to camping. I mean, she does camp with her family in the Lake District, and so she was certainly guiding me with putting up tents and things, and I would tell her all about cooking.

WHAT’S YOUR BEST ADVICE FOR PEOPLE STRUGGLING WITH COMPLICATED MEALS, OR WITH TIME TO COOK?

Well, don’t choose complicated recipes! Choose simple recipes. And it’s very important that you take on board the sort of food that your family enjoys.

Check that you’ve got all the ingredients together, and perhaps choose something that you could cook double the amount of and put some in the freezer for next week. It’s nice to look in your diary and say: “I’ve made a note that I’ve already cooked that, and it’s beautifully cooked, in the freezer – all I’ve got to do is reheat it!”

Mary Makes It Easy starts on BBC Two at 7.30pm on Thursday, November 2.

Wildlife presenter Kate Humble on what really makes a house a home

KATE HUMBLE MCCARTHY HOLDEN NEWS ITEM

What makes a house a home? Is it the building itself, the possessions inside, the people that live there, the location or community?

It’s probably all of these to some degree, says Kate Humble, who delved into the topic for her new book, Where The Hearth Is – sparked by the TV presenter’s own quest to understand why a London Victorian terraced property she thought would be her ‘dream home’ never really felt like it, but the Welsh farmhouse she later moved to did.

“Before I moved to Wales, my husband and I had bought a derelict house in London. We spent 18 months sleeping on kind friends’ sofas, giving everything we earned to the builders to try and make it un-derelict and create what we thought was going to be our absolutely perfect house, with a lovely kitchen, all our bookshelves and pictures on the walls, and all the elements we believed would make it the perfect, happy home,” explains Humble, 54.

“And what was really odd and actually rather distressing was the day we moved in and unpacked, we thought that instantly it would be home. It wasn’t. And it never felt like home, and I couldn’t work out what we’d done wrong.”

She repainted walls, moved pictures, furniture and even walls in a bid to fix the issue: “I drove my husband completely mad. For the whole seven years we were there, I basically battled to try and make this house a home.”

She eventually realised the problem wasn’t so much the house, but the location. “The reason that poor house was never going to be home was that I wanted it to make me believe London was home, and it couldn’t do that.”

mccarthy holden news item Kate Humble book

Humble’s TV career has always focused on the countryside and nature, with shows like Springwatch and Countryfile, and for a long time she’d harboured a desire to live in rural Wales.

“I was never a city girl, I was brought up in the countryside,” she explains. “I had for quite a long time wanted to be back in the country, but because of my job, doing things like Springwatch, lots of wildlife programmes and programmes that took me out into the countryside, I could manage coming back to London. But it just ceased to feel like home.

“I had this weird, inexplicable – and I still haven’t worked out why this was the case – longing to live in Wales, even though I have no family history in Wales or heritage, and I hadn’t even really been on holiday there. I didn’t really have a connection. But for some inexplicable reason, I really, really wanted to live in Wales.”

Then, “completely out of the blue” in 2007, Humble’s TV producer husband Ludo was offered a job in Cardiff. “It was like fate was intervening.”

The couple bought an old stone farmhouse with four acres of land in the Wye Valley. “As soon as I got there, I knew I had found my home,” she recalls. “There are many elements of that, but I think it was instant because I was back in the countryside, and those were my roots, even though it wasn’t geographically where I’d grown up, I had grown up in a rural area – and I was back in a rural area and suddenly I felt like I belonged again.”

Yet although Humble, her husband and their dogs have lived happily in the farmhouse in Wales for the last 16 years, running the Humble by Nature working farm and rural skills centre nearby, they may still not be in their ‘forever home’ – which is what sparked the idea for the book.

“For a long time, I’ve wanted to build a house of my own,” she reveals. “I’ve got the design in my head – I’ve always been fascinated by the idea of creating the place that I end up living.

“But the thing that worries me is, I might build this house one day that I think is perfect – but what will it be that turns it from a building I’ve imagined in my head, a physical thing, into the nebulous but nonetheless essential thing that makes it a home? What will shift it from simply being a building with furniture and a bed, into the place where you feel safe and secure and at home? What do I need to do to make sure that I don’t repeat the experience I had in London?”

Humble was so worried about this, she wrote long lists of the sort of people that might be able to give her insight into what makes a house a home. “I started off by thinking that would help me build a thesis, a kind of Humble theory of what makes a home, if you like.”

She spoke to many people, compiling stories for the book – ranging from brother and sister Willie and Ruby Brown, both in their late 70s, whose home (a 150-year-old family stone croft on the west coast of Shetland, where they’d been born and raised) was struck by lightning and destroyed, to a Syrian woman who lost not just her home in the war, “but her community, her culture, her language, everything she knew”, explains Humble.

“She had to start from scratch, trying to make a home in a country that wasn’t hers, and the thing she said made the UK feel like home was the kindness of people.

“What I learned was home doesn’t stop or start when you walk into the front door – it’s more than that,” Humble adds. “And for a lot of people – and I would include myself in this – community is really important, what’s around you, what do you look out at through your window?

“Of course, there’d be things that all of us, if they were lost through fire, flood or whatever, we’d probably mourn. But ultimately, possessions are ephemeral – one day they’ll fade, fall apart, or get lost. Whereas the people in your life are the fabric of your home. When I walk around my house and think what would I grab if the house was on fire, I think, well I’d grab my husband and my dogs,” Humble reflects.

“What I discovered is what makes a home is incredibly personal and individual to each person. But if you have a place you can genuinely call home, where you feel safe and secure and it’s your refuge, actually, you’re very lucky.

“Through talking to all these people and putting this book together, I realised how precious home is.”

Where The Hearth Is: Stories Of Home by Kate Humble is published by Aster, priced £22. Available now.

mccarthy holden news item Kate Humble book

How to style your home like a professional

Interior Design Image McCarthy Holden and PA

Thinking about giving your home a mini makeover?

When it comes to creating your own personal style, there are a few principles which come in super handy when you’re about to embark on a new project… and take your first foray into the world of interior design.

(By Sam Wylie-Harris, PA)

Interior Design Image McCarthy Holden and PA
Lucy Gough, interior stylist and author of The Home Style Handbook

“It’s not rocket science that if you wake up in a home or room you love, which makes you feel happy and calm and brings a smile to your face, then you will start your day with a more positive mindset,” Lucy Gough writes in her new book, The Home Style Handbook.

“And it doesn’t have to cost the earth either. Paint, wallpaper, upcycling, second-hand furniture, along with a new cushion or two, can go a long way in transforming your home,” she suggests.

Currently living in Sydney, Australia, and head stylist at Home Beautiful magazine, Gough says she feels it’s important as a stylist and freelance creative director to be able to turn your hand to any aesthetic a client asks of you.

“Us stylists need to be truly versatile!” enthuses Gough.

Here, she shares her insider tips on how to style your home like it is second nature, which is sure to put you in a positive frame of mind…

Interior Design Image McCarthy Holden and PA
build up your mood board, starting with the largest pieces at the bottom and working your way up to create a beautiful tonal palette

Make a mood board

“All wonderful interiors schemes are pulled together in the beginning stages using a mood board,” says Gough.

“Not only are they important in helping pull together all your creative thoughts and ideas,” she continues. “But they are fun to make and a great mindful task for you to play around with at the beginning of the project, to make sure you get it right first time.”

Create continuity of colour

“If you can decide on your colour and texture palette before you embark on picking up a paintbrush, your home will feel cohesive,” notes Gough. “And might trick people into thinking a professional has helped you!”

A thread of colour throughout your home is so important for it to feel like you have considered your ideas before implementing them, she adds

Interior Design Image McCarthy Holden and PA

Tell a story

Not only should you consider your palette but also think about a theme, says Gough.

“Now, I’m not talking about a Disney theme here! I mean a thread forming around your love of antiques, family treasures, a dark palette or coastal look for example.

“Something that makes your heart sing when you walk in your home!”

Then add colours you love and bring these together with surface samples and foliage, she writes in The Home Style Handbook. If you decide to go with two or more bold colours, Gough says to add some soft tones in between to give them space to breathe.

Interior Design Image McCarthy Holden and PA

Style your space in sections

“I suggest approaching your room as a series of vignettes,” encourages Gough.

“Sometimes, if you’re not a professional it can be overwhelming to think about styling a whole room at a time. Instead, think of each room as a series of smaller spaces.

“Look through your phone screen and break it down into smaller photographable corners and sections,” advises Gough.

“For example, style the sofa area first then the TV unit area second, and the corner with the armchair and mirror third.”

And when it comes to the finishing touches, such as styling your succulents, she writes: “Notice how the objects and plants on the cabinet (pictured) are higher in the top left and then go down at an angle to the bottom right.”

Interior Design Image McCarthy Holden and PA

Visualise a triangle formation

“When I am styling bookshelves, I like to style using a visual triangle formation,” says Gough. “I never style with symmetry – although there is nothing wrong with doing so.”

She continues: “I prefer the more relaxed look and find creating triangular shapes between items helps aesthetically.

“And don’t pack things in too tightly,” says Gough. “You should give things room to breathe!”

Interior Design Image McCarthy Holden and PA

The Home Style Handbook by Lucy Gough, published by Mitchell Beazley, priced £30. Photography by Simon Bevan. Available now.

Interior Design Image McCarthy Holden and PA

Mini though the ages – the evolution of a motoring icon

Mini Editorial McCarthy Holden

The word ‘icon’ is overused in the automotive world, but it’s most certainly suitable to describe the Mini. It’s been a true trailblazer in the small car class for decades, successfully evolving with the times as well.

From dinky ‘60s car to a modern electric hatchback, the Mini has done it all, while never losing its focus as being an affordable and fun car in the process.

(Motoring feature by By Ted Welford, PA Motoring Reporter)

 

Mini Editorial McCarthy Holden

With the British firm just revealing its new Mini Cooper, it’s time to take a walk back down memory lane and look back at the history of the Mini.

1959 – The original Mini

In the late 1950s, fuel prices skyrocketed as a result of the Suez Crisis, and that meant that suddenly the idea of a gas-guzzling large car fell out of fashion. It prompted the Morris Motor Company to challenge its top engineer, Alec Issigonis, to create a small, fuel-efficient car capable of carrying four adults but at a low price that many could afford.

The result was the aptly named Mini – a true marvel in engineering and packaging. With the wheels pushed out to the far corners, the engine was put in the car sideways, helping to improve stability and free up more interior space. It was British through and through, being built at Longbridge, Birmingham, and also at Cowley, Oxford.

1961 – Racing success

The public was a little baffled by the Mini at first, but it quickly grew a fanbase, and by 1962 the British Motor Corporation (BMC) had manufactured 200,000 examples.

Its popularity also came down to Mini’s success in racing. Its lightweight and agility made it a prime candidate for modifications, not least with John Cooper, a British racing legend. This led to the introduction of the Cooper, featuring a more powerful engine and other tweaks. An even hotter Cooper S would follow, with the Mini chalking up some impressive racing victories, not least three wins at the prestigious Monte Carlo rally. By 1965 the millionth Mini had been produced.

Mini Editorial McCarthy Holden

1970s and 1980s – the Mini would just keep plodding on

It’s a testament to just how brilliant the original Mini’s engineering was that the firm just kept producing them as the years rolled on.

Helped by rising inflation and increasing petrol prices, demand for the small Mini was relatively sustained, with cumulative Mini sales passing three million and four million in 1972 and 1976 respectively, helped by the addition of new versions such as the Clubman estate and a pick-up.

1994 – BMW buys Mini and the final Classic Minis are produced

Mini came under the Rover Group in 1986, and in 1994, BMW acquired the firm. Though it would also own Land Rover as part of the deal, this was sold to Ford in 2000, but BMW retained Mini and continues to do so to this day.

The original Mini would continue to soldier on, helped by lots of special editions, until 2000, when it was finally discontinued. More than 5.3 million classic Minis were produced.

Mini Editorial McCarthy Holden

2001 – The New Mini

Reinventing a car like the Mini, especially when it was in production for more than 40 years, was always going to be challenging. But Mini presented its ‘New Mini’ at the 2000 Paris Motor Show, with production at the firm’s Oxford factory and sales beginning in 2001.

It was quite a lot bigger than the original, which proved controversial, but it sold well, with the 100,000th model being made just a year later. A Convertible version followed, as did sportier Cooper S and John Cooper Works models. A special edition ‘GP’ also arrived in 2006, with the rear seats removed and power increased to 218bhp, making it the most powerful Mini ever.

Mini Editorial McCarthy Holden
2001 ’new' Mini

2006 – The Second New Mini

Following the success of the New Mini, the firm didn’t deviate far from its proven formula with this second-generation model, which looked quite similar.

But it was larger, better equipped and featured new engines as well. This new model would also serve as the basis for the reincarnated Mini Clubman, introduced in 2007. This generation of model is also noteworthy as providing the setup for the ‘Mini E’ in 2009 – an electric Mini trialled for 12 months to evaluate the user-friendliness of EVs. Though it would be another decade before buyers could choose an electric production Mini, these prototypes helped pave the way for BMW to introduce its electric i3 in 2013.

Mini Editorial McCarthy Holden
2006 ’second' Mini

2014 – The third innings

In 2014, a brand-new Mini was launched. Though sharing a clear lineage with its predecessors, it was based around a new platform and was noticeably more modern to look at. A broad range of new engines were available, while it was also available with a range of new features, including a head-up display and LED headlights – both fairly advanced technology at the time.

Though revealed in a three-door guise, Mini would introduce its first five-door Hatch shortly after, helping to improve interior space further. In 2020 we saw the launch of the Mini Electric as its first EV, boasting a range of around 145 miles. In the same year, Mini also pulled the wraps off its latest John Cooper Works GP – an aggressive-looking 302bhp hot hatch that remains by far the most powerful Mini hatchback ever made.

Mini Editorial McCarthy Holden
2014 ‘third’ Mini

2023 – A simplified, digital Mini

Mini has just revealed its new Cooper, as it will now be known, rather than Hatch. Offered in just a three-door guide, it gets a modern, simplified design that makes it look quite different to the outgoing model.

The plastic wheelarch trim is gone, as are the questionable Union Jack rear lights, and in place is a modern-looking Mini that will exist for many years to come. Inside there’s a new circular touchscreen display and a simplified layout. Only revealed in eclectic guise so far – petrol versions will join the line-up at a later date – the Mini Cooper can now travel up to a claimed 250 miles on a charge, considerably more than its predecessor.

Mini Editorial McCarthy Holden
new Mini Cooper

A beginner’s guide to pickling your homegrown fruit and veg

Pickeling Editorial McCarthy Holden PA

Want to know how to make delicious pickles, chutneys and relishes by adding homegrown vegetables, fruits and herbs to the mix?

“A veggie patch is the fastest path to preserving homegrown produce,” says keen gardener Jo Turner, who learned many of her skills from her mother and grandmother and has now put her knowledge into a new book, The Preserving Garden, an illustrated guide on how to preserve your produce throughout the year.

The book features recipes for chutneys, piccalilli and a plethora of pickled veg, and how to go about growing and preserving them.

Pickeling Editorial McCarthy Holden PA

Here, she offers tips for anyone wanting to have a go at pickling their homegrown produce.

Pick fresh produce

“You can pickle courgettes, cucumbers, onions, carrots, beetroot and capsicums,” Turner enthuses, or use tomatoes in chutneys and courgettes in piccalilli.

Choose firm, young, blemish-free vegetables and start the pickling process within 24 hours of picking them. Some, such as beetroot, will need preparation. Turner peels and roasts her beetroot before pickling.

Watch your vinegar

“You need an acidic brine made from vinegar and spices,” she advises. The vinegar used should have an acidity content of at least 5%, which should be on the label of the bottle. Alternatively, ready-made pickling vinegars are widely available from supermarkets.

White vinegar is often the base for pickling vinegars, but you could also use cider vinegar, wine vinegar or malt vinegar. For a richer flavour, balsamic vinegar can also be used. Don’t add water to the mix as it will reduce the acidity, Turner says.

Mix your vinegar with sugar (some recipes require a lot of sugar), salt and spices and you will get a brine. You may have to taste it to assess sugar content, she suggests. Remember that darker vinegars will result in a darker brine and may not be ideal if you want your pickles displayed in a clear liquid, she adds. Use white sugar to keep the brine clear, not cloudy.

Herb choice

Use whole spices and washed fresh herbs to add to your vinegar, as that will give the best flavour. Ground spices will make the brine cloudy.

“Ideal additions include whole peppercorns and bay leaves, star anise and more robust spices,” Turner suggests. She uses fennel leaves with carrots and finely sliced chillies to spice up other pickled veg, while cucumbers (gherkins) go well with mustard seeds, coriander seeds, cumin, dill, chilli and bay leaves. Whole cloves, allspice and star anise make good companions for beetroot.

Sterilise your jars

She advises avoiding metal lids to seal jars containing brined or pickled produce, unless they are sealed with a plastic-like coating on the underside. Sealing rings help long-lasting preservation and glass bottles can also be used.

To sterilise, wash the jars, lids and rings in hot soapy water and rinse in a sink of clean hot water. Leave the lids to air dry on a clean tea towel. Place damp jars upside down on a baking tray lined with an old tea towel and place in a warm oven for 15-20 minutes, she advises. Turn the oven off and leave the jars to keep warm until needed.

Pickeling Editorial McCarthy Holden PA

Putting it together

Some veg, such as cucumbers, will need to be sprinkled with salt and left for a few hours before being rinsed off in a colander with boiling water and dried. Peppers will need to be grilled and their blistered skins removed before preserving.

You’ll need to boil the brine in a pan so that the sugar and salt are dissolved.

“Place your spices and cut-up vegetables as you would want them into the jar and then cover it with boiling hot brine, ensuring that your jars are warm when you do it, or they may crack,” Turner says.

“Pouring hot brine on veg won’t make them softer because it doesn’t cook them through.”

Remove air bubbles by gently running a small spatula or cocktail stick into and around the jar and leave a centimetre at the top, but the vegetables need to be completely covered with the brine, she adds.

How long will pickled veg keep?

If you place an unopened jar of pickled veg in a dark, cool room it should last for six to 12 months, she predicts.

Once the jar is opened, it needs to be resealed and kept in the fridge and should last a couple of weeks. Chutney may keep longer, although it will need to be placed in the fridge after opening, she adds.

The Preserving Garden by Jo Turner is published by Thames & Hudson, priced £19.99. Available now.

Pickeling Editorial McCarthy Holden PA

These 4 big tax mistakes could be draining your finances – here’s how to avoid them

Tax editorial McCarthy Holden

Knowing which tax pitfalls to avoid can be a big help when it comes to being smart with your money.

Here, Shona Lowe, a financial planning expert at abrdn, highlights the common mistakes people risk making when it comes to tax, and shares her top tips on how to avoid them:

Tax editorial McCarthy Holden
Shona Lowe

1. Not making the most of pension perks

“One way to potentially manage the amount of tax you pay on income is by saving some into your pension instead,” Lowe explains.

“This can reduce the amount you earn for income tax purposes and, on top of this, the Government will usually add money to what you save into your pension in the form of tax relief – effectively giving your retirement savings a boost.”

2. Leaving too much inheritance to the taxman

Giving gifts in your lifetime can help reduce the value of an estate and the potential inheritance tax bill.

But Lowe cautions: “One thing many people assume is that if they make a gift, that amount given away will always reduce the value of their estate straight away.

“Unfortunately, that’s not always the case, with some gifts taking seven years for the value to fully leave your estate for tax purposes. It all depends on the amount you gift, and who to. Because there are lots of different types of gifts, each coming with different rules, good record-keeping is really important.”

Lowe also suggests making sure you have an up-to-date will and power of attorney in place and that you tell your pension provider who you’d like any pension savings to pass to when you die.

3. Not managing capital gains tax

Capital gains tax (CGT) is charged when you sell, swap or give something away that has increased in value while you owned it. It can apply to investments.

Lowe says: “An option to help manage tax here is to hold your investments within a tax-efficient wrapper such as a stocks and shares ISA or pension so that the value can grow without attracting CGT. Or you might be able to spread your gain over a number of tax years. Specialist advice will often be vital here.”

4. Not making the most of your ISA allowance

Money saved into ISAs is ringfenced from the taxman and people can save up to £20,000 in ISA products in any tax year.

Lowe says: “Whether it be a cash ISA for an emergency fund, a stocks and shares ISA for longer-term goals or a Lifetime ISA which could help you save for your first home, there are various options to choose from.

“Also, if you want to save for your children or grandchildren, they get their own Junior ISA allowance of £9,000.”

Tax editorial McCarthy Holden

Bake Off’s Hermine Dossou: Being thrifty helped me get on the housing ladder

bakery editorial McCarthy Holden

As a trained accountant and a long-time baking enthusiast, Hermine Dossou knows a thing or two about saving money in the kitchen.

“My first breadmaker was from Panasonic – I bought it from Gumtree,” the former Great British Bake Off contestant says.

“It was basically somebody’s wedding present that they didn’t want and they sold it half price.”

A devotee of Martin Lewis’s Money Saving Expert website, the 42-year-old, who was born in Benin, West Africa, and moved to the UK for university aged 20, tries to avoid ever paying full price for a big ticket item.

“If I wanted to buy, let’s say, a mixer, I would go online, and type ‘Kenwood discount vouchers’ and then something always comes up,” says Dossou, who lives in Kettering and came fourth on the 2020 series of Bake Off.

bakery editorial McCarthy Holden

But the mum-of-one – whose son Steven is 13 – wasn’t always such a frugal foodie.

“That came from that period where I became a single mum on a reduced income,” she says.

“I couldn’t work full-time because I had to look after my son, and also I didn’t want him to have the processed kind of bakes.”

Whipping up cakes and cookies filled her “empty afternoons” as a new mum and was a lot cheaper than buying ready-made baked goods.

“I would cook from scratch and prep my vegetables when I could get them on offer,” she continues.

“Same for fruits – they are often very discounted when they become a bit soft, and that’s the best time to make jam.”

Even post-Bake Off and her book deal (she works full-time as an accountant), Dossou remains a savvy shopper, knowing that a higher price doesn’t always mean a better product.

“Like a bar of chocolate, if it’s the same quantity of cocoa, why are you paying three times the price? Especially if you’re going to bake with it.

“Wonky onions at half the price is the same… they all come from the same farm.”

bakery editorial McCarthy Holden

Her accountancy skills came in handy, too, and she still uses a spreadsheet to track her income and outgoings every month.

“I think generally in life it is important to budget and know where your money goes, because I think it allows you to achieve a lot more than if you were just living freestyle,” Dossou says.

“It’s a nightmare trying to get on the housing ladder here in the UK – that’s something I’ve been able to do through being thrifty in every area of my life.”

That’s why she decided to call her first cookbook The Thrifty Baker: “I just really wanted to bring that awareness of how we choose what we eat, and how we can save through making little changes here and there.”

“Now, more than ever, when people are struggling with the cost of living, I think it’s even more important to go back to those values of cooking from scratch, trying to cook at home, and making meals from, you know, not much.”

With lots of advice for beginners, the book focuses on affordable dishes, from basic breads and simple biscuits to special occasion puds and impressive-looking desserts.

There’s a distinct Gallic influence (Benin, where Dossou learned to bake as a child, is a former French colony) felt with recipes such as pain de campagne, orange and brown butter madeleinesm and pear frangipane tart.

bakery editorial McCarthy Holden

The author points out when a recipe can be cooked in an air fryer – a recent Black Friday bargain she loves because it allows her to enjoy fried Benin delicacies using less oil and without turning on the oven.

“Because we have a really small family, just me and my son, you don’t always want to put the oven on just to bake something for two.

“With an oven you’ll need to preheat it for a good 15 to 20 minutes before you can even bake in it. With the air fryer you just put the cake in and 15 minutes later it’s out – easy and convenient.”

There’s also a section devoted to microwaveable mug cakes, with peanut butter and jam, speculoos (aka Biscoff) and chocolate hazelnut flavours of the cheap and easy-to-make single-serve puds.

bakery editorial McCarthy Holden

“In the microwave you can make a cake in five minutes from weighing, mixing and baking,” says Dossou, who loves how kid-friendly they are.

“With my son I feel more inclined to let him make a mug cake than maybe something bigger.

“Even if it goes wrong he’s not wasting a lot of ingredients and, you know, he’s not turning the kitchen into a bonfire.”

The Thrifty Baker by Hermine Dossou is published by White Lion, priced £18.99. Photography by Patricia Niven. Available now.

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